YSR Asara 2024 Apply Online | AP YSR Asara Scheme Beneficiary List & Payment Status at apmepma.gov.in | YSR Asara Scheme Online Loan Verification Report |
The inauguration of the YSR Asara Scheme by Andhra Pradesh Chief Minister Mr Jagan Mohan Reddy aims to offer financial assistance to Self-Help Groups (SHGs). Through this scheme program, the Government will extend loans to the eligible beneficiaries, supporting their economic endeavours. Additionally, the scheme also promotes women’s economic independence and financial inclusion, making it a vital tool for women’s empowerment.
Today through this article we will share with you all the relevant information related to YSR Asara Scheme 2024 Andhra Pradesh Odisha such as objectives, eligibility criteria, important documents and benefits. Along with that, I will also share the details related to the application procedure.
Table of Contents
About YSR Asara Scheme
The YSR Asara Scheme is a welfare program that has been launched by the government of Andhra Pradesh to grant or provide/ award financial assistance to women from self-help groups. The main objective of this scheme is to empower women financially and help them become self-reliant. Under this scheme, women are provided with loans at zero interest, making it easier for them to start or expand their businesses.
An admirable program called the YSR Asara Scheme aims to empower women from self-help groups by giving them interest-free loans. In addition to providing financial support, this program gives women the tools they need to become independent and self-sufficient. Through its promotion of women’s financial inclusion and entrepreneurship, the scheme is a major contributor to Andhra Pradesh’s economic development.
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/ysrap-min-1024x772.png)
Highlights Of The YSR Asara Scheme
The highlights of this scheme are as follows:-
Name of the scheme | YSR Asara Scheme 2024 |
Launched by | The Government of Andhra Pradesh |
Launched in | Andhra Pradesh |
Chief Minister | Mr. Jagan Mohan Reddy |
Benefits | The beneficiaries will get financial help |
Objectives | To pay the loans of the Self-Help Groups (SHGs) |
Beneficiaries | Self Help Groups (SHGs) |
Amount | Variable |
Application mode | Online |
Official Website | apmepma.gov.in |
Objectives Of The YSR Asara Scheme
As everyone knows, the government has launched many schemes for the Welfare of the country. India is a developing country. There are many people who are still serving from financial problems. Their financial conditions force them to take loans because they cannot meet all their needs with their small income.
Keeping an eye on that, the Government of Andhra Pradesh has decided to start a new scheme for those people who are in debt.
This scheme is known as YSR Asara Scheme. This scheme will provide financial assistance to people who want to pay their loans but are unable to do so.
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/890-min-1024x614.jpg)
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Budget Of YSR Asara Scheme
Asara Scheme has been launched by the Chief Minister of Andhra Pradesh to clear all the pending loans of SHGs women of the state by 11th April 2019 in collaboration with the banks and for the successful implementation of this scheme, the government has given Rs.6,792.11 crore for the budget. The budget has been approved on 11 September 2020 for the first instalment.
YSR Asara Navratanalu
During the election manifesto, Andhra Pradesh Chief Minister YS Jagan Mohan Reddy promised 9 big benefits to the people of the state. Of which the ninth benefit is YSR Aasara Yojana also known as Navratnalu. It is a combination of 9 social welfare schemes that provide benefits to the people of Andhra Pradesh.
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/ysr4-min-1024x614.jpg)
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/78-min.jpg)
Payment Under AP Asara Scheme
The loan amount to the savings societies till 11th April 2019 will be deposited in the respective community savings account in four instalments from this financial year through YSR Asara Scheme in AP. The Chief Minister released Rs. 6,792 crores towards the first instalment of arrears totalling Rs. 24,169 crores to 87,74,674 women banks belonging to 8.7 lakh SHGs.
YSR Asara Scheme Andhra Pradesh: Selection Procedure
The YSR Asara Scheme is a welfare initiative by the Government of Andhra Pradesh aimed at providing financial assistance to women from self-help groups (SHGs) in the state. The scheme aims to empower women and improve their economic conditions by providing them with timely and hassle-free financial support.
Implementation Procedure
The implementation of the YSR Asara Scheme involves a systematic process to ensure transparency and efficiency in the disbursement of funds. Here is an overview of the implementation procedure:-
- Identification of eligible self-help groups (SHGs) based on certain criteria such as membership, regular savings, and credit repayment history.
- Verification of the SHG details through a thorough screening process.
- Registration of the eligible SHGs with the concerned authorities.
- Submission of the required documents by the SHGs for verification and assessment.
- Approval of the applications and disbursement of funds to the verified SHGs.
Supervision Body
The YSR Asara Scheme is supervised by a designated body to ensure the proper implementation and monitoring of the scheme. The body consists of officials from various departments, including Women Development and Child Welfare, Rural Development, and Finance. Their role is to oversee the selection process, disbursement of funds, and address any grievances or issues raised by the beneficiaries.
Key Guidelines
Here are some key guidelines that govern the YSR Asara Scheme:-
- The scheme is exclusively for women belonging to self-help groups.
- Only active and eligible SHGs are considered for the scheme.
- SHGs must have a good repayment history and regular savings.
- The scheme provides financial assistance in the form of interest-free loans.
- The loan amount is based on the credit needs of the SHGs.
- The loan repayment period is flexible and can be extended if needed.
- Beneficiaries are encouraged to utilize the funds for income-generating activities.
- Regular monitoring and evaluation of the scheme are conducted to ensure its effectiveness.
- Transparency and accountability are maintained throughout the implementation process.
- Grievance redressal mechanisms are in place to address any issues faced by the beneficiaries.
Important Instructions
Beneficiaries of the YSR Asara Scheme should keep the following instructions in mind:-
- Ensure that all the required documents are submitted accurately and on time.
- Use the funds provided for productive purposes as intended by the scheme.
- Maintain proper records and documentation of the utilization of the funds.
- Repay the loan amount within the specified period to maintain eligibility for future assistance.
- Adhere to the guidelines and rules set by the scheme to avoid any penalties or disqualification.
- Report any issues or grievances to the designated authorities for timely resolution.
- Participate in the training and capacity-building programs organized by the scheme.
- Collaborate and share experiences with other SHGs to enhance knowledge and skills.
- Stay updated with the latest information and announcements related to the scheme.
- Spread awareness about the scheme and encourage eligible women to avail its benefits.
Tips and Tricks
Here are some tips and tricks to maximize the benefits of the YSR Asara Scheme:-
- Develop a business plan to utilize the funds effectively.
- Seek guidance from experts or professionals in the chosen field of business.
- Explore market opportunities and identify potential customers for your products or services.
- Invest in skill development and training to enhance your entrepreneurial abilities.
- Network with other SHGs and learn from their experiences and success stories.
- Monitor and evaluate the progress of your business regularly to identify areas for improvement.
- Maintain transparency and accountability in financial transactions and record-keeping.
- Seek feedback from customers and adapt your business strategies accordingly.
- Stay updated with the latest market trends and adapt your products or services accordingly.
- Continuously upgrade your skills and knowledge to stay competitive in the market.
General Points to Remember
Here are some general points to remember about the YSR Asara Scheme:-
- The scheme aims to empower women and improve their economic conditions.
- It provides interest-free loans to eligible self-help groups.
- Proper documentation and adherence to guidelines are crucial for availing the benefits.
- Regular monitoring and evaluation ensure the effectiveness of the scheme.
- Timely repayment of loans is essential to maintain eligibility for future assistance.
- Grievance redressal mechanisms are in place for addressing beneficiary issues.
- Beneficiaries are encouraged to utilize the funds for income-generating activities.
- Training and capacity-building programs are organized to enhance entrepreneurial skills.
- Collaboration and knowledge-sharing among SHGs are promoted for mutual growth.
- Spreading awareness about the scheme is crucial to reach eligible women in need.
Benefits Of YSR Asara Scheme Andhra Pradesh
Some specific benefits of this scheme are as follows:-
- The Chief Minister of Andhra Pradesh has launched the Asara Scheme for the women of Self Help Groups.
- This scheme will provide financial funds to reimburse the loans of SHGs.
- Under this scheme, 25,383 crores will be spent in the next four years.
- Nearly, 9 lakhs beneficiaries will be benefited under this scheme.
- An amount of 6345.87 crores has been disbursed to beneficiaries in the first instalment.
- The benefit provided under this scheme is transferred directly to the bank accounts of the beneficiaries in four instalments.
- Using the official portal, beneficiaries can check the district-wise list of beneficiaries and status.
- The applicant must complete the eligibility criteria to apply under YSR Asara Scheme.
- It is one of the nine important schemes of the state provided for the benefit of citizens.
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/ysr5-min-1024x614.jpg)
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/45-min-1024x576.jpg)
Features Of YSR Asara Scheme Andhra Pradesh
The features of this scheme are as follows:-
- The AP Asara Scheme has been started by the Government of Andhra Pradesh.
- Under this scheme, the Government will provide assistance to the SHGs Groups.
- This scheme is especially for the women of SHGs.
- Under this scheme, the groups have about 900,000 members.
- The benefit of the YSR Asara scheme in AP will be provided to about 9,33,180 clusters.
- With the help of this budget, women of self-help groups will be able to meet their day-to-day expenses.
- Under this scheme, women don’t need to worry about financial problems.
- Interested applicants should visit the official website and can easily apply online.
Eligibility Criteria
The Eligibility Criteria of YSR Asara Scheme Andhra Pradesh are as follows:-
- Applicants must be a resident of Andhra Pradesh state.
- Women should be under Self Help Groups (SHGs).
- Candidates must have an Aadhar card.
- He should have a mobile number.
- Bank loan documents are required.
- Applicant women should belong to the SC/ST/BC/Minority community.
- Women must have taken the loan before 11th April 2019.
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/ysr2-min-1024x576.jpg)
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/12345-min-1024x576.jpg)
Important Documents
The list of some important documents that are required to apply under the YSR Asara Scheme Andhra Pradesh is as follows:-
- Aadhaar Card of a beneficiary
- Domicile of Andhra Pradesh
- Certificate of Income
- Complete details of the SHG loan
- Bank Account Number
- Valid phone no. of the applicant
- Email Address
- Caste and category certificate
- Passport Size Photograph of the applicant
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/ysr6-min-1024x576.jpg)
![YSR Asara Scheme 2023: Apply Online at apmepma.gov.in & Eligibility](https://yojanaonline.com/wp-content/uploads/2023/03/ysr1-min-1024x576.jpg)
Apply Online Under YSR Asara Scheme Andhra Pradesh
Interested applicants who want to apply under this scheme should have to follow the procedures that are as follows:-
- Visit the Official Website of the YSR Asara Scheme. You will land on the homepage.
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- Search the Apply Online link on the home page
- Hit the link and application form-filling instructions will appear
- Read the instruction and hit the continue option
- Provide all the details and upload the necessary documents along with signature & image
- Submit the application form after taking a review of it
- Take the printout at the end for the future.
Offline Application Procedure For YSR Asara Scheme
The offline procedure under this scheme is as follows:-
- First of all, you have to go to the nearest bank
- From the bank, you have to ask for the Asara scheme application form
- Now you need to fill out this application form with the correct information
- After that, you need to attach all the relevant documents
- Now you need to submit this application form to the bank and the bank officer will give you an acknowledgement card
- You have to secure this acknowledgement card as this acknowledgement card will help you to check your status.
Procedure To Check Beneficiary List Under This Scheme
The procedure for checking the beneficiary list Under the YSR Asara Scheme is as follows:-
- Visit the Official Website of the Asara Scheme. You will land on the homepage.
- Hit the “YSR ASARA- LOAN VERIFICATION REPORT” option
![Procedure To Check YSR Asara Scheme Beneficiary List](https://pmkisanyojanalist.in/wp-content/uploads/2021/05/YSR-Asara-Loan-Verification-Report-min.png)
- YSR Asara Scheme
- Then you should select your district name
- Choose your municipality
- Choose CO and then slum
- A list of SHG will appear along with the loan status
Application Status Under YSR Asara Scheme
The process of checking application status under this scheme is as follows:-
- Visit the Official Website of the Asara Scheme. You will land on the homepage.
- From the home page, you should search for the option called “Application Status”
- Provide your application no and other asked details on the screen
- Submit the information and the status will come up on the screen
Payment Status Under YSR Asara Scheme Andhra Pradesh
The process of checking payment status under this scheme is as follows:-
- Visit the Official Website of the Asara Scheme. You will land on the homepage.
- From the home page, you should search for the option called “Payment Status”
- Provide your application no and other asked details on the screen
- Submit the information and the status will come up on the screen
Procedure To Lodge Grievance
The procedure to lodge a grievance under this scheme is as follows:-
- Visit the Official Website of the Asara Scheme. You will land on the homepage.
- Click on Grievance Tab
![Procedure To Lodge Grievance](https://pmkisanyojanalist.in/wp-content/uploads/2021/05/image-86-min.png)
- A new page will open in front of you where you have to enter the sender name, contact number, date, and description and upload the file
- Now you need to click on submit
- By following this procedure you can lodge a grievance.
Helpline Number
The helpline number is as follows:-
- Helpline Number- 0863-2347302
- Email Id- supportmepma@apmepma.gov.in