Odisha Mo Ghara Housing Scheme 2024: Apply Online Form

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The State Government of Odisha has launched the Odisha Mo Ghara Housing Scheme so that the applicants or residents belonging to the lower and middle-class categories will be able to get financial help and support in order to repair their houses with the help of financial assistance given to them by the government. This scheme is part of the election manifesto for 2024.

Today through this article we will provide you with all types of information about Odisha Mo Ghara Housing Scheme 2024 like Purpose, Eligibility Criteria, Benefits, Features, Important Documents, etc. Apart from this, we will share with you the process of applying online under this scheme. To get complete information about this scheme, read this article till the end.

Table of Contents

Odisha Mo Ghara Housing Scheme

The Chief Minister of Odisha Naveen Patnaik has launched the Odisha Mo Ghara Housing Scheme so that the government or CM will be able to provide the required help and support to the residents belonging to the underprivileged communities due to which they are not able to upgrade and improve their living standards. The scheme is implemented by the Odisha State Housing Board. Many of them will be able to construct their houses.

Now the residents of Odisha state will be able to live or afford the pucca houses after getting an online registration offered under the Odisha Mo Ghara Housing Scheme which will provide financial help and support to the homeless and vulnerable people in the state. This scheme aims to provide permanent shelter to the homeless and vulnerable people in the state. These houses will cover basic amenities.

Odisha Mo Ghara Housing Scheme: Apply Online Form

Highlights Of Odisha Mo Ghara Housing Scheme 2024

The highlights of this scheme are as follows:-

Name Of The Scheme	Odisha Mo Ghara Housing Scheme
Launched By	State Government of Odisha
Delegated Ministry	Ministry of Electronics & Information Technology
Objective	To provide pukka houses to the residents living in kutcha houses for many years
Benefit	Residents will be able to get good living standards
Applicable To	Citizens of Odisha
Beneficiaries	EWS or BPL Communities
Beneficiary Category	Residents living in Kutcha houses
Monthly Income Limit	Rs. 25,000/-
Mode Of Transfer	RTGS/NEFT
Payment Mechanism	e-payment mechanism
Form of Benefit	Provision of Subsidized Loan Amount
Hosting Site	National Information Center (NIC)
Mode Of Application	Online
Last Date To Apply Online	Will be updated soon
Toll-Free No	0674-6817777
Official Website	www.rhodisha.gov.in

Objectives Of Odisha Mo Ghara Housing Scheme

The primary objective of launching the Odisha Mo Ghara Housing Scheme is to provide sufficient or required financial assistance to the residents living in the kutcha houses so that after receiving the amount of incentives from the government, they will be able to get pucca houses for living which will cover all those basic amenities which is being covered in ideal houses such as electricity, water supply, and sanitation facilities.

Another objective of launching the Odisha Mo Ghara Housing Scheme is to provide urban exposure to the residents of Odisha state so that they will be able to get rid of kutcha houses where they are not able to carry out good standards of living. After getting housing facilities or residence, applicants will be able to carry out good living standards. For this, they will need to fulfil the ascertained specifications.

Eligible Beneficiaries

The below-mentioned beneficiaries will be given selection:-

Low-Class People
Middle-Class People

Monthly Income Limit

The applicant’s monthly income limit will be taken into consideration at the time of making a selection of the residents. The monthly income limit must exceed the specified or mentioned income limit value. The applicants will need to make sure the monthly income limit of the applicant must be less than Rs. 25,000/-

Affordable Housing

After applying online for this scheme, the applicants or residents living in the Kutcha houses will be able to afford to live in the Pucca houses which because with the help of financial assistance provided to them to either construct or purchase a house. This enables the economically weaker sections of society to fulfill their dreams of owning a house. This will also increase good standards of living.

Facilitation of Self-Esteem

The scheme empowers women and individuals from the lower-income group to become property owners. This, in turn, boosts their self-esteem and provides social recognition as it is the house that provides basic recognition and respect among society to the people who own good houses with basic facilities.

Reduction in Homelessness

The scheme aims to reduce homelessness by providing a roof over the heads of the economically weaker sections of society. This, in turn, leads to a reduction in the incidence of poverty in Odisha as this fact can also be can’t deny that the governance of the government lies in the hands of democracy and if the people living in the state are not happy or comfortable then there is no need to select such government who can’t fulfill their basic needs.

Availability of Loans

The scheme provides subsidized loans to eligible beneficiaries. This makes it possible for individuals from the economically weaker sections of society to buy a house with minimal financial burden. One can apply for a loan in order to borrow loans from the lending institutions. Variable subsidy amounts will be provided on the basis of the amount of loan borrowed by the applicant wanting to undertake loans.

Creation Of Employment Opportunites

The scheme also creates employment opportunities, as it provides work to artisans, masons, and laborers. This boosts the local economy and contributes to the development of the state as it can only be the employment opportunities that can reduce the unemployment rates rising in the state leading to the poverty issue becoming a hindrance to the development of society.

Improvement of Living Conditions

Mo Ghara Housing Scheme has been launched in Odisha to improve the living conditions of the economically weaker sections of society. The scheme aims to provide affordable housing to those who do not have a house to live in. Under the scheme, the government will provide financial assistance to the beneficiaries to build their houses. This will improve their living conditions.

Provision of Basic Amenities

This scheme is focused on providing basic amenities like water, sanitation, and electricity to the beneficiaries. The government has ensured that all the houses constructed under the scheme will have access to clean drinking water, toilets, and electricity. The beneficiaries will also be provided with financial assistance to set up a kitchen garden to ensure a regular supply of fresh vegetables.

Boost Economy for Odisha

The Mo Ghara Housing Scheme is also expected to give a boost to the economy of Odisha. The construction of houses under the scheme will create employment opportunities for the local artisans and laborers. The scheme will also lead to the development of infrastructure like roads and water supply, which will further boost the economy of the region. The beneficiaries will also be able to save money which will further contribute to the economy.

Facilitation of Subsidy Amount

The amount of subsidy provided on the loan amount are as follows:-

Loan Amount	Subsidy Provided
Rs. 1 lakh	Rs. 30,000/-
Rs. 1.5 lakh	Rs. 45,000/-
Rs. 2 lakh	Rs. 60,000/-
Rs. 3 lakh	Rs. 60,000/-

Selection Procedure

The selection procedure for the Odisha Mo Ghara Housing Scheme is carried out in a fair and transparent manner. The following steps outline the process:-

Registration:- Interested individuals must register their details and provide the necessary documents to apply for the scheme.
Verification:- The authorities will verify the submitted documents to ensure eligibility.
Eligibility Criteria:- Applicants must meet the specified eligibility criteria, such as income limit and residency requirements.
Lottery System:- In case of a high number of eligible applicants, a lottery system may be used to select the beneficiaries.
Allotment:- The selected beneficiaries will be allotted the houses based on the availability and preferences.

Implementation Procedure

The implementation of the Odisha Mo Ghara Housing Scheme involves the following steps:-

Project Development:- The government identifies suitable land and develops housing projects.
Construction:- The construction of houses is carried out as per the prescribed standards and guidelines.
Infrastructure Development:- Necessary infrastructure, such as roads, water supply, and electricity, is provided in the housing projects.
Allocation:- The houses are allocated to the selected beneficiaries.
Handover:- The completed houses are handed over to the beneficiaries, who can now move in and start their new lives.

Supervision Body

The Odisha Mo Ghara Housing Scheme is supervised by a dedicated body to ensure its smooth implementation. The supervision body is responsible for:-

Overseeing the selection process and ensuring transparency.
Monitoring the construction progress and quality of the houses.
Addressing any grievances or issues raised by the beneficiaries.
Regular inspections to ensure compliance with the guidelines.

Key Guidelines

The Odisha Mo Ghara Housing Scheme operates based on the following key guidelines:-

Eligibility:- Only residents of Odisha who meet the specified criteria are eligible to apply.
Income Limit:- There is an income limit for applicants to ensure that the scheme benefits those who need it the most.
Preference to Weaker Sections:- The scheme gives priority to individuals from economically weaker sections and marginalized communities.
Quality Standards:- The houses constructed under the scheme must meet the prescribed quality standards.
Timely Completion:- The construction projects should be completed within the specified timeframe.
Sustainability:- The housing projects should incorporate sustainable practices, such as rainwater harvesting and solar power.
Accessibility:- The houses should be designed to be accessible for differently-abled individuals.
Transparency:- The selection process and allocation of houses should be transparent and free from any form of corruption.
Accountability:- The authorities responsible for implementing the scheme should be accountable for their actions.
Monitoring and Evaluation:- Regular monitoring and evaluation should be conducted to assess the effectiveness of the scheme.

Important Instructions

Applicants and beneficiaries of the Odisha Mo Ghara Housing Scheme should keep the following instructions in mind:-

Submit accurate and complete information and documents during the registration process.
Follow the instructions provided by the authorities regarding the selection process.
Cooperate with the verification process and provide any additional information, if required.
Adhere to the timelines provided for document submission and other requirements.
Keep the registration number and other details safe for future reference.
Attend any counseling or orientation sessions organized by the scheme authorities.
Read and understand the terms and conditions of the scheme before accepting the allotment.
Report any grievances or issues to the designated authorities for prompt resolution.
Maintain the house and its surroundings in good condition and follow any rules or regulations set by the housing society.
Inform the authorities about any changes in contact information or circumstances that may affect eligibility or allocation.

Tips and Tricks

Here are some tips and tricks to enhance your chances of benefiting from the Odisha Mo Ghara Housing Scheme:-

Stay updated:- Regularly check the official website or contact the scheme authorities for the latest updates and announcements.
Prepare documents in advance:- Gather all the required documents, such as proof of identity, income, and residence, to ensure a smooth application process.
Seek assistance if needed:- If you have any doubts or need help with the application process, reach out to the scheme helpline or visit the nearest facilitation center.
Be patient:- The selection process may take time, so be patient and wait for the official communication regarding the status of your application.
Stay informed:- Attend any awareness programs or workshops organized by the scheme authorities to understand the scheme better.

General Points to Remember

While applying for the Odisha Mo Ghara Housing Scheme, keep the following points in mind:-

Ensure that you meet the eligibility criteria before applying.
Read the scheme guidelines and instructions carefully.
Keep all the necessary documents ready and submit them as per the requirements.
Stay updated with the scheme’s progress and announcements.
Do not fall for any fraudulent schemes claiming to be associated with the Odisha Mo Ghara Housing Scheme.

Benefits Of Odisha Mo Ghara Housing Scheme

The benefits of this scheme are as follows:-

Affordability: One of the key benefits of the Odisha Mo Ghara Housing Scheme is its affordability. The scheme offers housing options at a fraction of the market rate, making it accessible to low and middle-income families.
Financial Assistance: Eligible applicants can avail of financial assistance under the scheme, making it easier to secure their dream home without breaking the bank.
Quality Construction: The Odisha Mo Ghara Housing Scheme ensures that all housing units are constructed using high-quality materials and adhere to strict building regulations, guaranteeing a safe and comfortable living environment for residents.
Prime Locations: The housing units under the scheme are located in prime locations with easy access to schools, hospitals, and other essential amenities, making it convenient for residents to meet their daily needs.
Modern Amenities: Residents of the Odisha Mo Ghara Housing Scheme can enjoy modern amenities such as parks, community centers, and recreational facilities within the housing complex, promoting a healthy and vibrant community.
Sustainable Design: The housing units are designed with sustainability in mind, incorporating features such as rainwater harvesting and solar panels to reduce environmental impact and lower utility costs.
Community Development: The scheme encourages community development through the formation of residents’ associations, fostering a sense of belonging and unity among neighbors.
Transparency: The Odisha Mo Ghara Housing Scheme operates with transparency, providing clear guidelines and procedures for application and allocation of housing units, ensuring a fair and equitable process for all.
Empowerment: By providing affordable housing solutions, the scheme empowers families to secure their future and build a strong foundation for generations to come.
Government Support: The Odisha government is committed to the success of the scheme, providing ongoing support and oversight to ensure the smooth implementation and operation of the housing initiative.
This will also generate some employment opportunities.

Features Of Odisha Mo Ghara Housing Scheme

The features of this scheme are as follows:-

The State Government of Odisha has launched the Odisha Mo Ghara Housing Scheme.
The residents of Odisha state will get the benefits of this scheme.
Poor sections or EWS communities will be given better housing options.
The government will provide loan amounts to the applicants at subsidized rates.
In these houses, basic amenities will be covered such as clean drinking water, toilets, and electricity.
For getting more information, one can visit the official website.

Odisha Mo Ghara Housing Scheme Eligibility Criteria

The applicants will need to follow the below-mentioned points to apply online for this scheme:-

The applicant must be a resident of Odisha state.
He or she must belong to the poor section of society.
The applicant must be living in the Kutcha houses.
He or she must be getting a monthly income of Rs. 25,000/-.

Important Documents

The students or applicants will need to affix the below-mentioned documents at the time of online registration:-

Aadhaar Card
Residence/Bonafide certificate
Voter ID card
Address Proof
BPL/EWS Certificate
Passport size photograph
Mobile No
Email ID

Process To Apply Online Under Odisha Mo Ghara Housing Scheme