Atamanirbhar Haryana Loan Scheme Apply Online & Registration Form | Atamanirbhar Haryana Loan Scheme Check Beneficiary Category & Last Date | Atamanirbhar Haryana Loan Scheme Check Benefits & Features | Selection & Implementation Procedure | Atamanirbhar Haryana Loan Scheme Check Eligibility & All Details |

The Atmanirbhar Haryana Loan Scheme is a wonderful government program designed to help the people of Haryana achieve their entrepreneurial dreams. By offering financial support to start new businesses or grow existing ones, this initiative is all about fostering self-reliance and encouraging entrepreneurship. Eligible individuals and groups can benefit from affordable loans with low interest rates. So, if you’re in Haryana and have a business idea, this scheme is here to support you.

This article will provide you with all types of information about the Atamanirbhar Haryana Loan Scheme 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. Apart from this, we will share with you the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Atamanirbhar Haryana Loan Scheme  

The Atmanirbhar Haryana Loan Scheme is a big move towards promoting self-sufficiency and economic progress in Haryana. With financial aid, support for starting businesses, and a push for creativity, the scheme wants to help people achieve their entrepreneurial dreams and help the state grow.

The Atmanirbhar Haryana Loan Scheme? It’s a wonderful government program in Haryana, India that wants to help people like you become self-reliant and start their own businesses. Whether you’re an individual, a small business, or a startup, this scheme gives financial support to help you get your business off the ground. It’s a great opportunity to pursue your entrepreneurial dreams and make a difference in your community!

Highlights of Atamanirbhar Haryana Loan Scheme 2024

The highlights of this scheme are as follows:- 

Objectives of Atamanirbhar Haryana Loan Scheme 2024

The primary objective of the Atmanirbhar Haryana Loan Scheme is to foster economic growth and development in the state. By providing financial support to aspiring entrepreneurs and small business owners, the scheme aims to create employment opportunities, boost local businesses, and contribute to the overall economic prosperity of Haryana. Additionally, the scheme encourages innovation and creativity, paving the way for a vibrant and self-sufficient business ecosystem.

The Atmanirbhar Haryana Loan Scheme is a commendable initiative by the Government of Haryana that aims to promote self-reliance and entrepreneurship in the state. By providing financial assistance, interest subsidies, and flexible repayment options, the scheme aims to empower individuals and businesses to realize their entrepreneurial dreams. 

Beneficiary Category

The Atmanirbhar Haryana Loan Scheme is open to a wide range of beneficiaries. Individuals, self-help groups, startups, micro, small, and medium enterprises (MSMEs), and other eligible entities can avail of the scheme’s benefits. By catering to a diverse set of beneficiaries, the scheme ensures inclusivity and equal opportunities for all, regardless of their background or financial status.

Atamanirbhar Haryana Loan Scheme Last Dates

As the last date to apply online for this scholarship has been launched, now the applicants can apply online before the last date. The last date for online form submission will be December 2024 by which the students can apply online. After getting online registration on time, the applicants will get rid of server-hanging issues.

Selection Procedure

The selection procedure for the Atmanirbhar Haryana Loan Scheme follows a fair and transparent approach. Applications are thoroughly reviewed and evaluated based on predefined criteria, such as the viability of the business idea, financial feasibility, and the potential for job creation. Once the selection process is complete, successful applicants are notified and provided with the necessary guidance and support to avail of the loan.

Implementation Procedure

The implementation procedure of the Atmanirbhar Haryana Loan Scheme involves a collaborative effort between the government and various financial institutions. The government provides the necessary funds and support, while the financial institutions play a crucial role in disbursing the loans to the selected beneficiaries. This collaborative approach ensures efficient implementation and effective utilization of the scheme’s resources.

Supervision Body

To ensure the smooth functioning and effective implementation of the Atmanirbhar Haryana Loan Scheme, a dedicated supervision body has been established. This body oversees the entire process, monitors the progress of the scheme, and addresses any concerns or issues that may arise. The supervision body plays a vital role in maintaining transparency, accountability, and integrity throughout the scheme’s duration.

Easy Access to Finance

The Atmanirbhar Haryana Loan Scheme ensures that individuals and businesses have convenient access to finance. This is particularly beneficial for small and medium-sized enterprises (SMEs) and aspiring entrepreneurs who often face challenges in securing loans from traditional financial institutions. By simplifying the loan application process and reducing the documentation requirements, the scheme aims to make finance more accessible to all.

Low Interest Rates

One of the key features of the Atmanirbhar Haryana Loan Scheme is its low-interest rates. The scheme offers competitive interest rates, enabling borrowers to save on interest expenses and repay their loans more easily. This makes it an attractive option for individuals and businesses looking for affordable financing solutions.

Flexible Loan Amount

The scheme provides borrowers with the flexibility to choose the loan amount based on their specific financial needs. Whether it’s a small loan to support a micro-enterprise or a larger loan to expand an existing business, the Atmanirbhar Haryana Loan Scheme caters to a wide range of funding requirements. This flexibility ensures that borrowers can access the right amount of funds to fuel their growth.

Collateral-Free Loans

Unlike traditional loans that often require collateral, the Atmanirbhar Haryana Loan Scheme offers collateral-free loans. This means that borrowers do not have to pledge any assets or provide guarantors to secure the loan. This feature is particularly beneficial for individuals and businesses that may not have sufficient assets to offer as collateral, enabling them to access finance without additional burdens.

Quick Loan Approval

In today’s fast-paced world, time is of the essence. The Atmanirbhar Haryana Loan Scheme recognizes this and ensures quick loan approval. The streamlined application process and efficient evaluation procedures enable borrowers to receive loan approval in a timely manner. This allows them to seize opportunities and address their financial needs without unnecessary delays.

Repayment Flexibility

The scheme offers repayment flexibility, allowing borrowers to choose the loan tenure that suits their financial capabilities. Whether it’s a short-term loan that can be repaid within a few months or a longer-term loan with extended repayment periods, the Atmanirbhar Haryana Loan Scheme accommodates diverse repayment preferences. This flexibility ensures that borrowers can manage their loan repayments without undue strain on their finances.

Skill Development & Employment Generation

The Atmanirbhar Haryana Loan Scheme goes beyond providing financial assistance. It also focuses on skill development and employment generation. By supporting individuals and businesses in acquiring new skills, the scheme enhances their employability and entrepreneurial capabilities. This, in turn, contributes to the overall economic growth of the state by creating more job opportunities and fostering a skilled workforce.

Women Empowerment

The Atmanirbhar Haryana Loan Scheme places a special emphasis on women empowerment. It encourages women entrepreneurs to start their own businesses and provides them with the necessary financial support to succeed. By empowering women economically, the scheme aims to promote gender equality, enhance women’s participation in the workforce, and foster their overall socio-economic development.

Key Guidelines

Key Guidelines of the Atmanirbhar Haryana Loan Scheme:-

• The scheme offers loans at affordable interest rates to eligible individuals and groups.
• Applicants must adhere to the specified last dates for application submission.
• Eligible beneficiaries include individuals, self-help groups, startups, and MSMEs.
• Applications are evaluated based on predefined criteria, such as business viability and financial feasibility.
• Successful applicants are provided with guidance and support to avail of the loan.
• The scheme is implemented through collaboration between the government and financial institutions.
• A dedicated supervision body ensures the smooth functioning and effective implementation of the scheme.
• The scheme aims to foster economic growth, create employment opportunities, and promote self-reliance.
• Innovation, creativity, and inclusivity are encouraged under the scheme.
• The Atmanirbhar Haryana Loan Scheme contributes to the overall economic prosperity of Haryana.

Benefits of Atamanirbhar Haryana Loan Scheme 2024

The benefits of this scheme are as follows:-

• Easy Access to Finance: The scheme provides easy access to finance for individuals and businesses, enabling them to fulfill their entrepreneurial dreams.
• Low Interest Rates: The loans offered under this scheme come with low-interest rates, making it affordable for borrowers to repay the loan amount.
• Flexible Loan Amount: Applicants can avail loans ranging from small to large amounts, depending on their business requirements and eligibility criteria.
• Collateral-Free Loans: The Atmanirbhar Haryana Loan Scheme offers collateral-free loans, eliminating the need for borrowers to provide any security or guarantee.
• Quick Loan Approval: The loan approval process under this scheme is fast and efficient, ensuring that borrowers receive the funds they need in a timely manner.
• Repayment Flexibility: Borrowers have the flexibility to choose the repayment tenure that suits their financial capabilities, making it easier for them to repay the loan amount.
• Skill Development: The scheme also focuses on skill development, providing training and mentoring to individuals to enhance their entrepreneurial skills.
• Employment Generation: By promoting self-employment and entrepreneurship, the Atmanirbhar Haryana Loan Scheme plays a crucial role in generating employment opportunities for the people of Haryana.
• Women Empowerment: The scheme encourages women to become self-reliant by offering special benefits and incentives to female entrepreneurs.
• Economic Growth: The Atmanirbhar Haryana Loan Scheme contributes to the overall economic growth of the state by supporting the establishment and growth of new businesses.

Features Of Atamanirbhar Haryana Loan Scheme 2024

The features of this scheme are as follows:-

• Loan Amount: The scheme offers loans ranging from Rs. 1 lakh to Rs. 20 lakh, depending on the eligibility criteria and the nature of the business.
• Interest Rate: The interest rate for the loan is competitive and affordable, making it easier for borrowers to repay the loan without facing excessive financial burden.
• Tenure: The loan tenure is flexible, with repayment options ranging from 3 years to 7 years. Borrowers can choose a repayment plan that suits their financial situation.
• Collateral-Free: The loans under this scheme are collateral-free, which means that borrowers do not need to provide any security or guarantee to avail the loan.
• Eligibility Criteria: To be eligible for the loan, applicants must be residents of Haryana and should have a viable business or income-generating activity.
• Micro, Small, and Medium Enterprises (MSMEs): The scheme specifically targets MSMEs, providing them with the necessary financial support to revive and sustain their businesses.
• Loan Disbursement: The loan amount is disbursed directly to the borrower’s bank account, ensuring a hassle-free and transparent process.
• Loan Application Process: The application process for the loan is simple and can be done online. Applicants need to provide the necessary documents and details to complete the application.
• Loan Utilization: The loan can be used for various purposes, including working capital requirements, purchasing machinery or equipment, and expanding the business.
• Moratorium Period: The scheme offers a moratorium period of 6 months, during which borrowers are not required to make any repayment.

Atamanirbhar Haryana Loan Scheme Eligibility Criteria 

The applicants will need to follow the below-mentioned points to apply online for this scheme:-

• Residence Requirement: The applicant must be a resident of Haryana.
• COVID-19 Impact: The scheme is applicable to students who could not repay their installments or pay interest during the loan moratorium period due to COVID-19, i.e., from April 2020 to June 2020.
• No Defaulters: Students should not have a history of defaulting on previous loans.

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:-

• Aadhar Card
• Residence Certificate
• Income Certificate 
• Educational Certificates 
• Bank Account Details 
• Latest Passport Size Photos 
• Mobile No
• Email ID 

Atamanirbhar Haryana Loan Scheme Apply Online 2024 

The applicants will need to follow the below-mentioned points to apply online:- 

• Visit the Official Website of the Atamanirbhar Haryana Portal.

• Click on the “Apply for Bank Loan” option on the home page.

• Choose “DRI Loan” in the loan type selection box on the application form.
• Select your bank, district, and branch.
• Read and confirm your eligibility for the DRI Scheme and interest subvention.
• Click on the “Proceed” button.
• Fill in your Aadhaar number on the next page.
• Verify your identity with OTP.
• Complete the application process.

Child Loan Under Aatmnirbhar Haryana Yojana Mudra

The applicants will need to follow the below-mentioned points to apply for loan:-

• Visit the official website.
• Click on the “Bank Loan” option.
• Choose “Shishu Loan under Mudra Yojana” in the loan type box.
• Select your bank, district, and branch.

• Read and confirm eligibility.
• Click on the “Proceed” button.
• Fill in your Aadhaar number and verify with OTP.
• Complete the application.

Education Loan under Aatmnirbhar Haryana Yojana

The applicants will need to follow the below-mentioned points to apply for loan:-

• Visit the official website.
• Click on the “Bank Loan” option.
• Choose “Education Loan” in the loan type box.

• Select your district, bank branch, etc.
• Read and tick below to confirm eligibility.
• Click on the “Proceed” button.
• Fill in your Aadhaar number and verify with OTP.
• Complete the application.

Entering Your Bank Slot

The applicants will need to follow the below-mentioned points to enter bank slot:-  

• Visit the official website of Aatmnirbhar Haryana Yojana.
• Click on the “Book Bank Slot” option.

• Fill in the required information like name, mobile number, IFSC code, date, etc.
• Click on the “Apply Slot” tab.

Access Postal Banking Service Online

The applicants will need to follow the below-mentioned points to access portal:-

• Visit the official website.
• Click on the “Postal Bank Service” option.

• Fill in all the required information like name, mobile, amount, district, city, pincode, address, etc.
• Click on the “Apply” button.

To Do Login

The applicants will need to follow the below-mentioned points to login:-  

• Go to the official website of the scheme.
• Click on the “Bank Slot Login” option.

• Fill in your username, password, captcha code, etc., in the login form.
• Click on the “Login” button to access your bank slot.

Atmanirbhar Haryana Loan Scheme: Top 10 FAQs

1. What is the Atmanirbhar Haryana Loan Scheme?

The Atmanirbhar Haryana Loan Scheme is a government initiative aimed at providing financial assistance to individuals and businesses in Haryana. The scheme aims to promote self-reliance by offering loans at affordable interest rates to support various economic activities.

2. Who is eligible to apply for the Atmanirbhar Haryana Loan Scheme?

The scheme is open to residents of Haryana who are above the age of 18 years. Both individuals and businesses can apply for the loan, provided they meet the eligibility criteria set by the government.

3. What is the maximum loan amount that can be availed under this scheme?

The maximum loan amount that can be availed under the Atmanirbhar Haryana Loan Scheme varies depending on the category of the applicant. For individuals, the maximum loan amount is Rs. 1 lakh, while for businesses, it is Rs. 5 lakhs.

4. What is the interest rate charged on the loan?

The interest rate charged on the Atmanirbhar Haryana Loan Scheme is competitive and affordable. The exact interest rate may vary based on various factors such as the loan amount, repayment period, and the applicant’s creditworthiness.

5. What is the repayment period for the loan?

The repayment period for the Atmanirbhar Haryana Loan Scheme is flexible and can range from 1 year to 5 years, depending on the loan amount and the applicant’s preference. The borrower can choose a repayment tenure that suits their financial capability.

6. Is there any collateral required to avail the loan?

No, the Atmanirbhar Haryana Loan Scheme does not require any collateral or security for availing the loan. This makes it easier for individuals and businesses to access financial assistance without the burden of providing collateral.

7. How can one apply for the Atmanirbhar Haryana Loan Scheme?

Interested individuals and businesses can apply for the Atmanirbhar Haryana Loan Scheme by visiting the official website of the scheme or by contacting the designated authorities. The application process is simple and requires the applicant to fill in the necessary details and submit the required documents.

8. What documents are required to apply for the loan?

The documents required to apply for the Atmanirbhar Haryana Loan Scheme may vary based on the category of the applicant. Generally, the required documents include proof of identity, address proof, income proof, and any other documents specified by the government.

9. How long does it take for the loan to be approved and disbursed?

The time taken for loan approval and disbursal may vary depending on various factors such as the completeness of the application, verification process, and the workload of the authorities. However, the government aims to process the loans in a timely manner to ensure quick access to funds.

10. Can the loan be used for any purpose?

Yes, the Atmanirbhar Haryana Loan Scheme allows individuals and businesses to utilize the loan amount for various purposes. Whether it is for starting a new business, expanding an existing one, or meeting personal financial needs, the loan can be used as per the borrower’s requirements.