Jyothi Sanjeevini Scheme 2023: Registration, Eligibility & List

Jyothi Sanjeevini Scheme Apply Online & Registration Form | Jyothi Sanjeevini Scheme Check Eligible Beneficiaries & Hospitals | Jyothi Sanjeevini Scheme Check Features & Benefits | Jyothi Sanjeevini Scheme Check Implementation Process & Beneficiary Limit | Jyothi Sanjeevini Scheme Check Eligibility & All Details |

Health insurance has been launched named Jyothi Sanjeevini Scheme in Karnataka for government employees, helping with costly medical bills. It covers hospital stays and even expenses before and after hospitalization. This means that if you’re sick or injured, you can get treatment at certain hospitals without paying money upfront. It’s like a safety net for your health, provided by the government.

Through this article, we will provide you with all types of information about the Jyothi Sanjeevini Scheme 2023 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. Apart from this, we will share with you the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Jyothi Sanjeevini Scheme

The Jyothi Sanjeevini Scheme is a health insurance program in Karnataka for government employees and their families. It covers major medical expenses like surgeries and hospitalizations at specific hospitals. Beneficiaries can get treatment without paying upfront (cashless) at specialized hospitals for serious illnesses. It’s mainly for emergencies and severe health issues.

This Jyothi Sanjeevini Scheme provides free medical care for certain health issues like heart problems, cancer, surgeries, and more. You don’t need to sign up for it; you just need to update your and your family’s information in the government’s HRMS database. This way, you can get help for these health problems without any extra paperwork or hassle.

Highlights Of Jyothi Sanjeevini Scheme

The highlights of this scheme are as follows:-

Objectives of Jyothi Sanjeevini Scheme

The major objective of launching the Jyothi Sanjeevini Scheme is to offer health insurance coverage to State Government employees in Karnataka. This ensures that they have access to medical treatment without worrying about the financial burden. There are various diseases or health packages that will be covered.

Another key objective of launching the Jyothi Sanjeevini Scheme is to provide cashless treatment to beneficiaries, specifically for tertiary and emergency medical care in seven specialities. This helps protect beneficiaries from the high costs associated with medical treatments, ensuring their health and well-being.

Jyothi Sanjeevini Scheme Eligible Beneficiaries

The below-mentioned beneficiaries will be given an online registration:-

• Permanent Karnataka resident
• Serving state government employee

Ineligible Beneficiaries

The below-mentioned beneficiaries will not be given an online registration:-

• Pensioners
• Aided and autonomous institution employees without KGID linked to HRMS
• Police department employees (covered by Police Arogya Bhagya scheme)

Scheme Benefits Without Registrations

You don’t need to register for this scheme. To enjoy its benefits, simply update your and your family’s details in the HRMS database under DPAR’s e-governance. When seeking cashless treatment, carry your KGID number and Aadhar ID card. These details are also needed for verification by Arogya Mitra. In this way, they will be able to get the scheme benefits.

Hospital Options: Government & Private

People in this scheme can go to either government hospitals or private ones. This means they have choices and can go to hospitals that they feel comfortable with. There are various government as well as private hospitals that have been empanelled or registered to which the patient can seek hospitalization.

Jyothi Sanjeevini Scheme Basic Salary Classification

How much money you make each month decides the type of room you get in the hospital. If you earn up to Rs. 16,000 each month, you get a general ward. If you make between Rs. 16,001 and Rs. 43,200 each month, you get a semi-private ward. If you earn more than Rs. 43,201 every month, you use a private ward.

Jyothi Sanjeevini Scheme Empanelled Hospitals

The list of empanelled hospitals is as follows:-

Administration: Arogya Suraksha Trust

The Arogya Suraksha Trust is the group in charge of this program. They figure out who can be a part of it. They do this by looking at lists of government workers and their family members. So this will be the main authorized body that is held responsible for the effective administration of this scheme.

Annual Benefit Limit: Rs. 1.5 Lakhs

It is only on the basis of the beneficiary limitation or total no. of applicants who will be able to get the benefits of this scheme. People in the Jyothi Sanjeevini scheme can get up to Rs. 1.5 lakh of medical help every year. This money helps them pay for their healthcare needs without worrying about running out of funds.

Beneficiaries Identification

This scheme will identify beneficiaries through the government insurance policy number, connecting it with the HRMS database. The Suvarna Arogya Suraksha Trust has permission to access this database for government employees and their dependents, including spouses, parents (including stepmothers if they live with the employee and earn less than Rs 6000 per month), and dependent children (including stepchildren and adopted children).

Jyothi Sanjeevini Scheme Implementation Process

The Jyothi Sanjeevini scheme, run by the Suvarna Arogya Suraksha trust, will provide health coverage to State Government employees and their families. Empanelled hospitals across the state will offer cashless treatment. If someone chooses more expensive stents or a higher-class ward than what’s covered, they’ll have to pay the extra cost. Otherwise, most medical expenses are covered under this scheme, which also includes hospitals from the Vajpayee Arogyashree scheme.

Jyothi Sanjeevini Scheme Covered Facilities

The list of covered facilities is as follows:-

• Consultation
• Preoperative Investigation
• Ward Charges
• Medicines
• Management of Complications
• Consumables & Food
• Transportation
• Diagnostics
• Procedure Cost
• Hospital Charges
• Post hospitalization Service for 10 Days

Jyothi Sanjeevini Scheme Specialties Coverage

The list of covered specialties is as follows:-

• Neonatal & Paediatric Surgery
• Polytrauma Cases
• Burns
• Neurology
• Genito Urinary Surgery
• Oncology
• Cardiology

Jyothi Sanjeevini Scheme Wards Entitlement

The entitlement of wards under this scheme are as follows:-

Benefits of Jyothi Sanjeevini Scheme

The benefits of this scheme are as follows:-

• It provides health insurance for Karnataka State Government employees and their dependents.
• Beneficiaries can get medical treatment without paying cash at empanelled hospitals.
• It covers serious illnesses requiring hospitalization, surgeries, and emergency care.
• The scheme includes 7 specialities like heart, cancer, and neurological treatments.
• Beneficiaries don’t have to go through a registration process.
• It covers the medical needs of the employee’s family members as well.
• Beneficiaries only need to update their details in the HRMS database.
• Treatment is available at advanced super-specialty hospitals.
• It covers high-level medical care for complex health issues.
• Offers financial protection against heavy medical expenses during emergencies.

Features of Jyothi Sanjeevini Scheme

The features of this scheme are as follows:-

• The State Government of Karnataka has launched the Jyothi Sanjeevini Scheme.
• This scheme will be provided to the residents of Karnataka.
• It covers major medical expenses like surgeries and hospitalizations at specific hospitals.
• There is no registration required to apply online for this scheme.
• There are various government as well as private hospitals that have been empanelled.
• Health insurance coverage of Rs. 1.50 lakhs will be provided to the applicants.
• There are various facilities that will be covered.
• The last date to apply online will be updated soon.
• For getting more information, one can visit the official website.

Jyothi Sanjeevini Scheme Eligibility Criteria

The applicants will need to attain the below-mentioned points to get an online registration:-

• The applicant must be a resident of Karnataka state.
• The state-serving employees will be given advantages.

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:- 

• Aadhar Card
• Residence Certificate
• Income Certificate 
• Ration Card
• Educational Certificates 
• Bank Account Details 
• Latest Passport Size Photos 
• Mobile No
• Email ID 

Jyothi Sanjeevini Scheme Offline Registration 

The application required to apply offline for this scheme is as follows:- 

• You don’t have to sign up or register to get benefits from this program.
• All you need to do is make sure your information, and the information of your family members who depend on you, is updated in the HRMS database of e-governance under DPAR.
• When you go for cashless medical treatment through this program, you must carry two things: your KGID number and your Aadhar ID card.
• You should also provide your KGID number and Aadhar card to Arogya Mitra (a healthcare facilitator) for verification.

Getting Network Hospitals Details 

The applicants will need to follow the below-mentioned points to get details of network hospitals:- 

• Visit and open the Official Website.

• Now you will get land on the homepage.
• Click on the Network Hospitals.

• A new page will be displayed.
• Here, you will need to select the District and Hospital Type.
• The details will be displayed. 
• Now you can see the details. 

Getting Benefit Package Details 

The applicants will need to follow the below-mentioned points to get benefit package details:- 

• Open the official website.
• On the homepage, click on the Benefit Package link.

• A new page will be displayed.
• Here, you will need to enter the required details.
  • Scheme
  • Hospital Type 
  • Speciality 
• Click on the Submit button.
• The relevant details will be displayed. 

Check Your Pre Authorization Status

The applicants will need to follow the below-mentioned points to check the status of pre-authorization status:- 

• Open the official website.
• Look under Online Services.
• Now click on the Know Your Preauth Status.
• A new page will be displayed. 
• Enter the asked details.
• Click on the Submit button.
• The relevant details will be displayed. 

To Do SSAT Login 

The applicants will need to follow the below-mentioned points to SSAT Login:- 

• Open the official website.
• Look under Online Services.
• Click on the SSAT Login.

• A login form will be displayed. 
• Enter the login details. 
• Now click on the Log-In button.

Viewing Hospital Capabilities

The applicants will need to follow the below-mentioned points to view hospital capabilities:- 

• Open the official website.
• Look under Online Services.
• Click on the Hospital Capabilities link.

• A new page will be displayed.
• Enter the asked details. 
• Now you will need to click on the Search button.
• The relevant details will be displayed.

Getting Contact Details

The applicants will need to follow the below-mentioned points to get contact details:-

• The applicant will need first to visit the official website.
• The homepage will be displayed on your screen.
• Now you will need to click on the Contact Us link.

• The contact details will be displayed on the screen.

Contact Information

In case queries and questions come to your mind regarding the Jyothi Sanjeevini Scheme, then you may contact this mentioned office address, telephone No, & email ID:-

• Office Address:-
  • Suvarna Arogya Suraksha Trust – Bangalore      
  • Arogya Soudha,
  • 7th Floor,
  • Magadi Road,
  • Bengaluru – 560023
• Tel No:– 080-22536200
• E-mail ID:- ed.sast-hfw@karnataka.gov.in