Jyothi Sanjeevini Scheme Apply Online & Registration Form | Jyothi Sanjeevini Scheme Check Eligible Beneficiaries & Hospitals | Jyothi Sanjeevini Scheme Check Features & Benefits | Jyothi Sanjeevini Scheme Check Implementation Process & Beneficiary Limit | Jyothi Sanjeevini Scheme Check Eligibility & All Details |

In Karnataka, the Jyothi Sanjeevini Scheme for government employees offers health insurance to help with expensive medical bills. It includes pre- and post-hospitalization expenses as well as hospital stays. This implies that you can receive treatment at some hospitals for illnesses or injuries without having to pay for it up front. It functions similarly to a government-provided health safety net.

Through this article, we will provide you with all types of information about the Jyothi Sanjeevini Scheme 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. Apart from this, we will share with you the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Jyothi Sanjeevini Scheme

For government employees and their families in Karnataka, there is a health insurance program called the Jyothi Sanjeevini Scheme. It pays for significant medical costs, such as hospital stays and surgeries, at designated facilities. Beneficiaries can receive treatment for serious illnesses at specialized hospitals without having to pay cash up front. It is primarily for serious medical conditions and emergencies.

Free medical care is available under the Jyothi Sanjeevini Scheme for a number of illnesses, including cancer, heart problems, surgeries, and more. All you have to do is update your family’s information in the government’s HRMS database; there’s no need to register for it. This eliminates the need for additional paperwork and hassle when seeking treatment for these health issues.

Highlights Of Jyothi Sanjeevini Scheme

The highlights of this scheme are as follows:-

Objectives of Jyothi Sanjeevini Scheme

The major objective of launching the Jyothi Sanjeevini Scheme is to offer health insurance coverage to State Government employees in Karnataka. This ensures that they have access to medical treatment without worrying about the financial burden. Various diseases or health packages will be covered.

Another key objective of launching the Jyothi Sanjeevini Scheme is to provide cashless treatment to beneficiaries, specifically for tertiary and emergency medical care in seven specialities. This helps protect beneficiaries from the high costs associated with medical treatments, ensuring their health and well-being.

Jyothi Sanjeevini Scheme Eligible Beneficiaries

The below-mentioned beneficiaries will be given an online registration:-

• Permanent Karnataka resident
• Serving state government employee

Ineligible Beneficiaries

The below-mentioned beneficiaries will not be given an online registration:-

• Pensioners
• Aided and autonomous institution employees without KGID linked to HRMS
• Police department employees (covered by Police Arogya Bhagya scheme)

Scheme Benefits Without Registrations

You don’t need to register for this scheme. To enjoy its benefits, simply update your and your family’s details in the HRMS database under DPAR’s e-governance. When seeking cashless treatment, carry your KGID number and Aadhar ID card. These details are also needed for verification by Arogya Mitra. In this way, they will be able to get the scheme benefits.

Hospital Options: Government & Private

People in this scheme can go to either government hospitals or private ones. This means they have choices and can go to hospitals that they feel comfortable with. There are various government as well as private hospitals that have been empanelled or registered to which the patient can seek hospitalization.

Jyothi Sanjeevini Scheme Basic Salary Classification

How much money you make each month decides the type of room you get in the hospital. If you earn up to Rs. 16,000 each month, you get a general ward. If you make between Rs. 16,001 and Rs. 43,200 each month, you get a semi-private ward. If you earn more than Rs. 43,201 every month, you use a private ward.

Jyothi Sanjeevini Scheme Empanelled Hospitals

The list of empanelled hospitals is as follows:-

Administration: Arogya Suraksha Trust

The Arogya Suraksha Trust is the group in charge of this program. They figure out who can be a part of it. They do this by looking at lists of government workers and their family members. So this will be the main authorized body that is held responsible for the effective administration of this scheme.

Annual Benefit Limit: Rs. 1.5 Lakhs

It is only based on the beneficiary limitation or total no. of applicants who will be able to get the benefits of this scheme. People in the Jyothi Sanjeevini scheme can get up to Rs. 1.5 lakh of medical help every year. This money helps them pay for their healthcare needs without worrying about running out of funds.

Beneficiaries Identification

This scheme will identify beneficiaries through the government insurance policy number, connecting it with the HRMS database. The Suvarna Arogya Suraksha Trust has permission to access this database for government employees and their dependents, including spouses, parents (including stepmothers if they live with the employee and earn less than Rs 6000 per month), and dependent children (including stepchildren and adopted children).

Jyothi Sanjeevini Scheme Implementation Process

The Jyothi Sanjeevini scheme, run by the Suvarna Arogya Suraksha trust, will provide health coverage to State Government employees and their families. Empanelled hospitals across the state will offer cashless treatment. If someone chooses more expensive stents or a higher-class ward than what’s covered, they’ll have to pay the extra cost. Otherwise, most medical expenses are covered under this scheme, which also includes hospitals from the Vajpayee Arogyashree scheme.

Jyothi Sanjeevini Scheme Covered Facilities

The list of covered facilities is as follows:-

• Consultation
• Preoperative Investigation
• Ward Charges
• Medicines
• Management of Complications
• Consumables & Food
• Transportation
• Diagnostics
• Procedure Cost
• Hospital Charges
• Post hospitalization Service for 10 Days

Jyothi Sanjeevini Scheme Specialties Coverage

The list of covered specialties is as follows:-

• Neonatal & Paediatric Surgery
• Polytrauma Cases
• Burns
• Neurology
• Genito Urinary Surgery
• Oncology
• Cardiology

Jyothi Sanjeevini Scheme Wards Entitlement

The entitlement of wards under this scheme are as follows:-

Benefits of Jyothi Sanjeevini Scheme

The benefits of this scheme are as follows:-

• Universal Coverage: The scheme ensures that all individuals, regardless of their financial status, have access to essential healthcare services.
• Affordable Treatment: Patients receive medical care at subsidized rates, making it more accessible and affordable for everyone.
• Comprehensive Health Services: From preventive care to specialized treatments, the scheme covers a wide range of medical services.
• Emphasis on Wellness: The program focuses on promoting overall well-being through preventive measures and health education initiatives.
• Improved Outcomes: By ensuring timely access to healthcare, the scheme helps improve health outcomes and reduce disease burden.
• Support for Vulnerable Populations: The scheme prioritizes the needs of marginalized communities and ensures they receive adequate medical care.
• Reduced Financial Burden: Patients no longer have to worry about exorbitant medical bills, leading to reduced financial stress.
• Enhanced Access to Medications: The scheme provides affordable medications to patients, ensuring they can adhere to their treatment plans.
• Streamlined Healthcare Delivery: By integrating services and resources, the scheme enhances the efficiency of healthcare delivery.
• Community Empowerment: Through active community involvement, the scheme empowers individuals to take charge of their health and well-being.

Features of Jyothi Sanjeevini Scheme

The features of this scheme are as follows:-

• The State Government of Karnataka has launched the Jyothi Sanjeevini Scheme.
• This scheme will be provided to the residents of Karnataka.
• Online Registration: Individuals can easily register for the scheme through an online portal, removing bureaucratic hurdles.
• Telemedicine Services: The scheme offers teleconsultation services, allowing patients to consult with healthcare providers remotely.
• Health Camps: Regular health camps are organized to provide screenings, vaccinations, and other preventive services to communities.
• Medical Helpline: A dedicated helpline is available for individuals to seek medical advice and guidance on healthcare resources.
• Free Health Check-ups: The scheme includes free health check-ups for individuals to assess their health status and risk factors.
• Insurance Coverage: Participants of the scheme receive insurance coverage for hospitalization and emergency medical services.
• Health Awareness Programs: The scheme conducts health awareness programs to educate communities on preventive measures and healthy lifestyle choices.
• Mobile Clinics: Mobile medical units are deployed to remote areas to ensure healthcare access for underserved populations.
• Specialized Care Centers: The scheme operates specialized care centers for conditions such as diabetes, cardiovascular diseases, and mental health.
• Patient Feedback System: A feedback mechanism is in place to gather patient experiences and continuously improve the quality of services.
• For getting more information, one can visit the official website.

Jyothi Sanjeevini Scheme Eligibility Criteria

The applicants will need to attain the below-mentioned points to get an online registration:-

• The applicant must be a resident of Karnataka state.
• The state-serving employees will be given advantages.

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:- 

• Aadhar Card
• Residence Certificate
• Income Certificate 
• Ration Card
• Educational Certificates 
• Bank Account Details 
• Latest Passport Size Photos 
• Mobile No
• Email ID 

Jyothi Sanjeevini Scheme Offline Registration 

The application required to apply offline for this scheme is as follows:- 

• You don’t have to sign up or register to get benefits from this program.
• All you need to do is make sure your information, and the information of your family members who depend on you, is updated in the HRMS database of e-governance under DPAR.
• When you go for cashless medical treatment through this program, you must carry two things: your KGID number and your Aadhar ID card.
• You should also provide your KGID number and Aadhar card to Arogya Mitra (a healthcare facilitator) for verification.

Getting Network Hospitals Details 

The applicants will need to follow the below-mentioned points to get details of network hospitals:- 

• Visit and open the Official Website.

• Now you will get land on the homepage.
• Click on the Network Hospitals.

• A new page will be displayed.
• Here, you will need to select the District and Hospital Type.
• The details will be displayed. 
• Now you can see the details. 

Getting Benefit Package Details 

The applicants will need to follow the below-mentioned points to get benefit package details:- 

• Open the official website.
• On the homepage, click on the Benefit Package link.

• A new page will be displayed.
• Here, you will need to enter the required details.
  • Scheme
  • Hospital Type 
  • Speciality 
• Click on the Submit button.
• The relevant details will be displayed. 

Check Your Pre Authorization Status

The applicants will need to follow the below-mentioned points to check the status of pre-authorization status:- 

• Open the official website.
• Look under Online Services.
• Now click on the Know Your Preauth Status.
• A new page will be displayed. 
• Enter the asked details.
• Click on the Submit button.
• The relevant details will be displayed. 

To Do SSAT Login 

The applicants will need to follow the below-mentioned points to SSAT Login:- 

• Open the official website.
• Look under Online Services.
• Click on the SSAT Login.

• A login form will be displayed. 
• Enter the login details. 
• Now click on the Log-In button.

Viewing Hospital Capabilities

The applicants will need to follow the below-mentioned points to view hospital capabilities:- 

• Open the official website.
• Look under Online Services.
• Click on the Hospital Capabilities link.

• A new page will be displayed.
• Enter the asked details. 
• Now you will need to click on the Search button.
• The relevant details will be displayed.

Getting Contact Details

The applicants will need to follow the below-mentioned points to get contact details:-

• The applicant will need first to visit the official website.
• The homepage will be displayed on your screen.
• Now you will need to click on the Contact Us link.

• The contact details will be displayed on the screen.

Contact Information

In case queries and questions come to your mind regarding the Jyothi Sanjeevini Scheme, then you may contact this mentioned office address, telephone No, & email ID:-

• Office Address:-
  • Suvarna Arogya Suraksha Trust – Bangalore      
  • Arogya Soudha,
  • 7th Floor,
  • Magadi Road,
  • Bengaluru – 560023
• Tel No:– 080-22536200
• E-mail ID:- ed.sast-hfw@karnataka.gov.in

Top 10 FAQs about Jyothi Sanjeevini Scheme

• Who is eligible to benefit from the Jyothi Sanjeevini Scheme?
  • The scheme is open to all individuals residing within the designated coverage area, regardless of age or income level.
• How can I enroll in the Jyothi Sanjeevini Scheme?
  • Interested individuals can visit the nearest healthcare facility or register online through the official portal.
• Is there any cost involved in availing services under the scheme?
  • While some services are free of charge, others may require a nominal fee based on the treatment provided.
• Are pre-existing conditions covered under the scheme?
  • Yes, pre-existing conditions are also covered under the scheme, ensuring comprehensive healthcare support.
• Can I choose my preferred healthcare provider under the scheme?
  • Participants have the flexibility to choose their preferred healthcare provider within the network of empaneled facilities.
• What documents are required for enrollment in the Jyothi Sanjeevini Scheme?
  • Individuals need to provide proof of identity, address, and income to complete the enrollment process.
• How are emergency medical services handled under the scheme?
  • Emergency medical services are available round-the-clock through designated healthcare facilities and helplines.
• Are prescription medications included in the scheme coverage?
  • Yes, prescribed medications are included in the coverage, ensuring patients have access to essential treatments.
• Is there a limit on the number of consultations allowed under the scheme?
  • No, participants can avail unlimited consultations as per their medical needs without any restrictions.
• How can I provide feedback or suggest improvements for the Jyothi Sanjeevini Scheme?
  • Participants can share their feedback through the official website or contact the designated authorities to suggest improvements.