Nagaland Health Insurance Scheme 2024: Registration & Download

Nagaland Health Insurance Scheme Apply Online & Registration Form | Nagaland Health Insurance Scheme Check Amount & Last Date | Nagaland Health Insurance Scheme Check Features & Benefits | Nagaland Health Insurance Scheme Check Age Limit & Documents | Nagaland Health Insurance Scheme Check Eligibility & All Details |

Now the residents of Nagaland will be able to bear the expenditure of hospitalization expenses after getting an online registration offered under the Nagaland Health Insurance Scheme. This scheme is the part of Ayushman Bharat scheme. It covers the expenses of hospitalization for various diseases, preventing households from facing financial burdens. Only the residents of Nagaland state will be able to avail the benefits.

Through this article, we will provide you with all types of information about the Nagaland Health Insurance Scheme 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. Apart from this, we will share with you the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Nagaland Health Insurance Scheme

The Chief Minister of Nagaland has launched the Nagaland Health Insurance Scheme to provide healthcare support to the residents of Nagaland. Individuals and families can avail of various benefits including cashless treatment, hospital expenses, and surgical procedures. This will ensure that everyone has access to quality healthcare without worrying about the financial burden.

This health insurance scheme named Nagaland Health Insurance Scheme is designed to cover a wide range of medical expenses for the people of Nagaland. It offers coverage for various treatments, including surgeries, hospitalization, and outpatient consultations. The scheme also provides cashless health services, which means that individuals can receive medical treatment without having to pay upfront.

Highlights Of Nagaland Health Insurance Scheme

The highlights of this scheme are as follows:-

Objectives Of Nagaland Health Insurance Scheme

The main objective of launching the Nagaland Health Insurance Scheme is to help people get the healthcare they need and support them financially. It aims to provide medical assistance to individuals and families by giving them access to treatment without having to travel out of state. This scheme also benefits government employees who previously had to seek medical care outside of Nagaland.

Another objective of launching the Nagaland Health Insurance Scheme is to make healthcare more accessible and affordable for the people of Nagaland. It wants to reduce the high costs of hospitalization and out-of-pocket expenses. This will improve the quality of healthcare services and increase customer satisfaction. The citizens have better access to high-quality healthcare and their needs are met.

Nagaland Health Insurance Scheme Beneficiary Category 

It is only after attaining the beneficiary category that the applicants or beneficiaries will be able to carry out the benefits of this scheme. The benefit of this scheme will only be provided to the residents of Telangana state who are suffering from any kind of disease and treatments wanting to carry out cashless treatments. 

Eligible Beneficiaries 

The list of eligible beneficiaries is as follows:- 

• State Government Employees & Pensioners
• Indigenous and permanent residents not covered by AB PM-JAY

Age limit 

The applicable age limits are as follows:- 

Health Benefits for AB-PMJAY & CMHIS

AB-PMJAY and CMHIS beneficiaries will be eligible for N-HBP 2022. CMHIS (GEN) beneficiaries will receive over 1950 medical packages, similar to AB PM-JAY. CMHIS (EP) beneficiaries will receive similar benefits to central government employees under CGHS, including differential room entitlement based on pay grade. More details can be found on the website.

Nagaland Health Insurance Scheme Amount 

It is only based on the health insurance amount that the applicants will be able to get selected for this scheme. The amount of health insurance that will be provided has already been fixed in advance. The government will start awarding an amount of Rs. 5 lakhs on an annual basis per family. 

Nagaland Health Insurance Scheme Last Date 

The online application deadline for this new scheme has not been announced on social media networks yet. Once the last date for form submission is revealed, we will promptly update this article to ensure you don’t miss out on the opportunity to register. The applicants can also visit the official website in this regard to know more. 

Empanelled Registration Centres

The list of empanelled registration centres is as follows:- 

• All DC offices- CMHIS Kiosks
• All District Hospitals/CHCs/PHCs- CMHIS Kiosks
• Offices of Clairvoyance Tech in Kohima, Dimapur, Mokokchung
• Common Service Centres across the state

List of Empanelled Hospitals

The list of empanelled hospitals for the Nagaland Health Insurance Scheme is as follows:-

Enhanced Access to Quality Healthcare

By offering a health insurance package of 5 lakhs, citizens gain improved access to quality healthcare services. This ensures that individuals, regardless of their financial backgrounds, can receive timely and necessary medical treatments without facing monetary constraints. Consequently, a healthier population can contribute positively to the nation’s overall well-being and development.

Reduced Financial Burden

A cashless treatment system further alleviates the financial burden on citizens. With this facility, individuals no longer need to worry about immediate upfront payments while seeking medical attention. Cashless services allow citizens to undergo treatments and procedures without losing their savings or falling into debt, promoting financial stability among households and enhancing overall economic prosperity.

Promoting Healthcare Industry Growth

The initiative to provide a health insurance package and cashless treatment creates an environment conducive to the growth of the healthcare industry. Expanded access to quality healthcare services stimulates demand, attracting private investment and fostering the development of medical infrastructure. This acts as an impetus for job creation, & technological advancements.

Key Guidelines

Some key guidelines are as follows:-

• Eligibility Criteria: The Nagaland Health Insurance Scheme is available to all residents of Nagaland who fall under the defined income criteria.
• Enrollment Process: To enroll in the scheme, individuals need to submit the required documents, including proof of residence, income certificate, and identity proof.
• Coverage: The scheme provides coverage for various medical expenses, including hospitalization, surgeries, consultations, and diagnostic tests.
• Empanelled Hospitals: The scheme has a network of empanelled hospitals where beneficiaries can avail of cashless treatment.
• Claim Process: In case of hospitalization, the beneficiary needs to inform the insurance provider and submit the necessary documents for claim settlement.
• Renewal: The scheme needs to be renewed annually to continue availing the benefits. Timely renewal is essential to avoid any interruption in coverage.
• Preventive Healthcare: The scheme also promotes preventive healthcare by covering expenses related to health check-ups and vaccinations.
• Additional Benefits: Apart from medical coverage, the scheme also provides financial assistance for transportation expenses incurred during treatment.
• Grievance Redressal: A dedicated helpline and grievance redressal mechanism are in place to address any issues or concerns faced by the beneficiaries.
• Awareness Programs: Regular awareness programs are conducted to educate the beneficiaries about the scheme and its benefits.

Important Instructions

Some important instructions are as follows:-

• Timely Premium Payment: It is important to pay the premium within the specified dates to ensure uninterrupted coverage under the scheme.
• Proper Documentation: Ensure that all the required documents, such as income certificate and identity proof, are submitted accurately and in a timely manner.
• Understanding the Coverage: Familiarize yourself with the coverage provided by the scheme to make the most of the benefits.
• Empanelled Hospitals: Check the list of empanelled hospitals to identify the nearest healthcare facility where cashless treatment can be availed.
• Claim Settlement: Follow the prescribed claim process and submit all the necessary documents to ensure smooth claim settlement.
• Renewal Reminder: Set reminders for the renewal dates to avoid any lapse in coverage.
• Preventive Measures: Take advantage of the scheme’s coverage for preventive healthcare by undergoing regular health check-ups and vaccinations.
• Emergency Helpline: Save the emergency helpline number provided by the insurance provider for immediate assistance during emergencies.
• Stay Informed: Keep yourself updated about any changes or updates in the scheme through official communication channels.
• Feedback and Suggestions: Provide feedback and suggestions to improve the scheme and enhance its benefits for the beneficiaries.

Tips and Tricks

Some tips and tricks are as follows:-

• Research and Compare: Before enrolling in the Nagaland Health Insurance Scheme, research and compare different insurance providers to choose the one that best suits your needs.
• Read the Fine Print: Carefully read the terms and conditions of the scheme to understand the coverage, exclusions, and claim process.
• Utilize Preventive Services: Make use of the preventive healthcare services covered under the scheme to maintain good health and prevent future illnesses.
• Keep Track of Expenses: Maintain a record of all medical expenses incurred to ensure accurate claim settlement.
• Seek Assistance: If you face any difficulties or have queries regarding the scheme, reach out to the helpline or customer support for assistance.
• Stay Informed: Stay updated about any changes or updates in the scheme to make informed decisions regarding your healthcare.
• Encourage Others to Enroll: Spread awareness about the Nagaland Health Insurance Scheme and encourage eligible individuals to enroll for the benefits it offers.
• Regular Health Check-ups: Schedule regular health check-ups to detect any health issues at an early stage and take necessary preventive measures.
• Understand the Network: Understand the network of empanelled hospitals and healthcare providers to make informed decisions regarding treatment options.
• Health Insurance Education: Educate yourself about health insurance concepts and terminology to understand the benefits and coverage provided by the scheme.

General Points to Remember

Some general points to remember are as follows:-

• Keep all the documents related to the scheme, such as the policy document and claim forms, in a safe and easily accessible place.
• Review the coverage and benefits of the scheme annually to ensure it meets your evolving healthcare needs.
• Report any changes in personal information, such as address or contact details, to the insurance provider to avoid any communication gaps.
• Be aware of the waiting period for specific treatments or pre-existing conditions as mentioned in the scheme’s terms and conditions.
• Read and understand the claim settlement process to ensure a hassle-free experience during hospitalization or treatment.
• Keep a copy of the scheme’s helpline number and contact details handy for easy access during emergencies or queries.
• Regularly check for updates or notifications from the insurance provider regarding the scheme’s coverage or any changes in the empanelled hospitals.
• Maintain a healthy lifestyle and follow preventive measures to minimize the need for medical interventions.
• Keep track of your premium payment receipts and ensure they are updated in your records.
• Share your positive experiences with the Nagaland Health Insurance Scheme to encourage others to enroll and benefit from the scheme.

Benefits Of Nagaland Health Insurance Scheme 

The benefits of this scheme are as follows:- 

• This will provide medical treatments to the patients at a time.
• Health insurance will be provided to every eligible beneficiary.
• This will decrease the mortality rate and will provide development to the Nagaland nation. 
• The residents will not have to pay for any treatment from which they have gone through. 
• This will improve the quality of healthcare services.
• The citizens have better access to high-quality healthcare and their needs are met.

Features Of Nagaland Health Insurance Scheme 

The features of this scheme are as follows:- 

• The Chief Minister of Nagaland has launched the Nagaland Health Insurance Scheme.
• The benefits of this scheme will be provided to the residents of Nagaland state. 
• State Government Employees & Pensioners, Indigenous & Permanent residents not covered by AB PM-JAY will be given benefits of this scheme.
• A health insurance package of Rs. 5 lakhs will be provided to each family on an annual basis. 
• A total of 1920 health packages have been covered. 
• For getting more information, one can visit the official website. 

Nagaland Health Insurance Scheme Eligibility Criteria 

The applicants will need to attain the below-mentioned points to apply online for this scheme:- 

• The applicant must be a resident of Nagaland.
• He or she must be a:-
  • State Government Employees & Pensioners
  • Indigenous & Permanent residents not covered by AB PM-JAY
• The age limit must be 18 to 25 years. 

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:- 

• Aadhaar Card
• Address proof/ Residential Certificate
• Ration card
• Bank Account Details 
• Mobile number
• Email ID 

Nagaland Health Insurance Scheme Apply Online 

The applicants will need to follow the below-mentioned points to apply online:- 

• Visit and open the Official Website.

• Now you will get land on the homepage.
• On the homepage, click on the Register button.

• A new page will be displayed on your screen. 
• Choose the registration type by which you will likely proceed with your registration process.
• The registration form will be displayed on your screen after making a selection. 
• Fill out each asked detail.
• Now click on the Submit button. 

To Do Login 

The applicants will need to follow the below-mentioned points to do login:- 

• Visit and open the official website.
• On the homepage, click on the Register button.

• A new page will get displayed where the login form will get displayed on the right-hand side.
• Fill out the details such as:-
  • Registered Email or Mobile
  • Password
  • Captcha
• Now click on the Login button. 

Viewing Empanelled Hospitals 

The applicants will need to follow the below-mentioned points to view the empanelled hospitals list:- 

• Visit and open the official website.
• On the homepage, click on the link to Empanelled Hospitals.

• A new page will be displayed where the list of hospitals will be displayed. 
• See the list. 

Checking Treatment Rates 

The applicants will need to follow the below-mentioned points to check the rates of treatment:- 

• Visit and open the official website.
• Now you will get land on the homepage.
• Click on the Treatment Rates Per Hospitalization.

• A new page will get displayed.
• Here you will need to enter some of the asked details. 
• The relevant details will get displayed after entering. 

Process To Track Household

The applicants will need to follow the below-mentioned points to track households:- 

• Visit and open the official website.
• Now you will get land on the homepage.
• Scroll down the page until you reach the Track Household section. 
• Now enter the asked details such as:-
  • Select Category
  • Enter PIMS CODE
• Then click on the Track button. 
• The relevant details will be displayed on your screen. 

Reading FAQs 

The applicants will need to follow the below-mentioned points to read the FAQs:- 

• Visit and open the official website.
• Now you will get land on the homepage.
• Click on the Resources option.
• Now click on the FAQ link. 

• A new page will be displayed where the FAQs will be displayed. 

Viewing Manuals 

The applicants will need to follow the below-mentioned points to view manuals:- 

• Visit and open the official website.
• Now you will get land on the homepage.
• Click on the Resources option.
• Now click on the Manuals Link.

• A new page will be displayed where the link to the manual PDF will be displayed.
• Click on that to view. 

Lodging Grievance 

The applicants will need to follow the below-mentioned points to lodge a grievance:- 

• Visit and open the official website.
• Now you will get land on the homepage.
• Click on the Grievance link.

• Then you will get redirected to a new page. 
• Then click on Register Your Grievance.

• A popup menu will be displayed. 
• Select the desired option. 
• Then click on the Register button. 
• The registration form will arrive.
• Fill out each asked detail. 
• Click on the Submit button.

Tracking Grievance Status 

The applicants will need to follow the below-mentioned points to track grievance status:- 

• Visit and open the official website.
• Now you will get land on the homepage.
• Click on the Grievance link.

• Then you will get redirected to a new page. 
• Click on the Track Your Grievance button. 

• A popup menu will be displayed. 
• Select the desired option. 
• Then click on the Submit button. 
• The relevant details will be displayed. 

Contact Information

In case of queries and questions come to your mind regarding the Nagaland Health Insurance Scheme, then you may contact this mentioned office address, telephone No, and email ID:- 

• Office Address:-
  • Dept. of Health & Family Welfare
  • Kohima
  • Nagaland
• Telephone Phone:– 0370-2270459
• Email ID:– cmhis.ngl@gmail.com