Sarbat Sehat Bima Yojana 2024: Apply Online & Download Card

Sarbat Sehat Bima Yojana Apply Online & Application Form | Sarbat Sehat Bima Yojana Check Beneficiary Category & Last Date | Sarbat Sehat Bima Yojana Check Benefits & Features | Sarbat Sehat Bima Yojana Check Selection & Implementation Procedure | Sarbat Sehat Bima Yojana Check Eligibility & All Details | 

The Punjabi government launched the Sarbat Sehat Bima Yojana as a healthcare program to offer the people of the state accessible and reasonably priced medical care. This program also aims to guarantee that no family or individual is denied access to quality healthcare because of financial limitations. It is a step in the direction of improving people’s general well-being and attaining universal health coverage.

This article will provide all types of information about the Sarbat Sehat Bima Yojana 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. We will also share the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Sarbat Sehat Bima Yojana          

The Punjabi government’s Sarbat Sehat Bima Yojana is an admirable effort to guarantee that everyone has access to healthcare. The program seeks to enhance Punjabi people’s general health and well-being by offering health insurance and encouraging preventive care. Achieving universal healthcare and lowering the cost of medical treatments are the two main goals of this important step.

In India, the Punjab Government launched the Sarbat Sehat Bima Yojana, a healthcare programme. Ensuring access to high-quality healthcare services, its goal is to offer health insurance coverage to the most disadvantaged segments of society. The implementation of this program will provide help and support Punjabi citizens live better lives and move closer to the goal of universal healthcare.

Highlights of Sarbat Sehat Bima Yojana 2024

The highlights of this scheme are as follows:- 

Objectives of Sarbat Sehat Bima Yojana 2024

The primary objective of the Sarbat Sehat Bima Yojana is to provide health insurance coverage to the vulnerable sections of society, including the poor, marginalized, and economically weaker sections. This scheme aims to alleviate the financial burden of medical expenses and ensure timely access to quality healthcare services. By providing health insurance coverage, the government aims to improve the health outcomes of individuals and families, ultimately leading to a healthier and more productive population.

The Sarbat Sehat Bima Yojana is a commendable initiative by the government of Punjab to ensure universal health coverage. By providing comprehensive coverage, implementing a paperless claim settlement process, offering a 24/7 helpline, conducting proactive health screenings, and utilizing a fraud detection mechanism, the scheme aims to improve the overall health and well-being of the people. 

Beneficiary Category 

The Sarbat Sehat Bima Yojana covers a wide range of beneficiaries, including families living below the poverty line, small and marginal farmers, construction workers, street vendors, domestic workers, and other economically weaker sections of society. The scheme also covers government employees and pensioners, ensuring that they have access to comprehensive healthcare services.

Application Enrollment Last Dates

Applications for enrollment in the Sarbat Sehat Bima Yojana can be submitted during specific enrollment periods. The government announces these enrollment periods, and individuals can apply online or through designated enrollment centers. It is important to note the last dates for enrollment to ensure that eligible individuals do not miss out on the benefits of the scheme.

Selection Procedure 

The selection procedure for the Sarbat Sehat Bima Yojana is based on predefined criteria set by the government. The selection is done through a transparent process, ensuring that the benefits reach the intended beneficiaries. The government verifies the eligibility of applicants based on income criteria and other relevant factors.

Implementation Procedure 

The implementation procedure of the Sarbat Sehat Bima Yojana involves the collaboration of various stakeholders, including government agencies, insurance companies, and healthcare providers. The government works closely with these stakeholders to ensure the smooth execution of the scheme and the provision of quality healthcare services to the beneficiaries.

Supervision Body 

The Sarbat Sehat Bima Yojana is supervised by a designated body that oversees the implementation and monitoring of the scheme. This body ensures that the benefits of the scheme are reaching the intended beneficiaries and addresses any issues or concerns that may arise during the implementation process.

Key Guidelines 

The key guidelines are as follows:- 

• Applicants must provide accurate and complete information during the enrollment process.
• Eligible individuals should apply within the specified enrollment period to avail of the benefits.
• The scheme provides coverage for a wide range of medical treatments and procedures.
• Beneficiaries can choose from a network of empaneled hospitals and healthcare providers for their treatment.
• The scheme covers pre-existing conditions, ensuring that individuals with prior health issues are not excluded from the benefits.
• There is no cap on the number of family members that can be covered under the scheme.
• Enrolled individuals are issued a health card that can be used to avail of cashless treatment at empaneled hospitals.
• Beneficiaries are entitled to transportation allowances for hospital visits.
• The scheme also provides coverage for expenses related to follow-up treatments and post-hospitalization care.
• Individuals can contact the helpline number for any queries or assistance related to the scheme.

Important Instructions 

Some important instructions issued for applicants are as follows:- 

• Keep all relevant documents handy while applying for enrollment.
• Ensure that the information provided is accurate and up-to-date.
• Read the scheme guidelines and terms and conditions carefully before applying.
• Take note of the helpline number and contact details for any assistance.
• Keep the health card safe and carry it at all times for easy access to healthcare services.
• Inform the empaneled hospital about the Sarbat Sehat Bima Yojana coverage at the time of admission.
• Follow the prescribed procedure for reimbursement of expenses, if applicable.
• Report any discrepancies or issues to the designated authorities for prompt resolution.
• Regularly check for updates and announcements regarding the scheme.
• Spread awareness about the Sarbat Sehat Bima Yojana among eligible individuals to ensure maximum coverage.

Tips & Tricks

Some tips and tricks are as follows:-

• Keep a copy of all documents submitted during the enrollment process for future reference.
• Stay updated with the latest information and changes in the scheme through official government sources.
• Utilize the cashless treatment facility to avoid out-of-pocket expenses.
• Seek guidance from the designated enrollment centers or helpline for any queries.
• Encourage family members and eligible individuals to enroll in the scheme for comprehensive healthcare coverage.
• Regularly review the list of empaneled hospitals and healthcare providers for convenient access to services.
• Take advantage of the transportation allowances provided for hospital visits.
• Ensure timely renewal of the health card to avoid any disruption in coverage.
• Stay informed about the claim process and necessary documentation for reimbursement, if required.
• Share feedback and suggestions for the improvement of the Sarbat Sehat Bima Yojana.

General Points to Remember

Some general points to remember are as follows:-

• The Sarbat Sehat Bima Yojana is a government initiative to provide healthcare coverage to the residents of Punjab.
• It aims to ensure affordable and accessible medical services for all, especially the vulnerable sections of society.
• The scheme covers a wide range of beneficiaries, including the poor, marginalized, and economically weaker sections.
• Enrollment in the scheme can be done during specific enrollment periods, and applicants must provide accurate information.
• The selection procedure is based on predefined criteria, and the implementation involves collaboration with various stakeholders.
• The scheme is supervised by a designated body to ensure effective implementation and monitoring.
• Key guidelines, important instructions, tips, and tricks provide essential information for beneficiaries.
• It is important to stay updated with the latest information and follow the prescribed procedures for availing the benefits of the scheme.
• Individuals should utilize the available resources and seek assistance whenever required.
• Spreading awareness about the scheme can help ensure maximum coverage and benefit the community as a whole.

Benefits of Sarbat Sehat Bima Yojana 2024

The benefits of this scheme are as follows:-

• Coverage of medical expenses: The Sarbat Sehat Bima Yojana provides comprehensive coverage for a wide range of medical expenses, including hospitalization, surgeries, diagnostic tests, and medication.
• Cashless treatment: Beneficiaries can avail of cashless treatment at empanelled healthcare providers, reducing the financial burden of medical expenses.
• Pre-existing conditions covered: Unlike most health insurance schemes, this scheme covers pre-existing conditions from day one, ensuring that individuals with chronic illnesses receive adequate medical support.
• Secondary and tertiary healthcare: The scheme covers both secondary and tertiary healthcare services, providing access to specialized treatments and procedures.
• Insurance coverage for family: The scheme offers coverage for the entire family, including the head of the household, their spouse, and up to three dependent children.
• No cap on family size: Unlike some health insurance schemes, there is no cap on the number of family members who can be covered under the Sarbat Sehat Bima Yojana.
• Transport allowance: Beneficiaries receive a transport allowance of INR 1,000 per hospitalization, easing the burden of travel expenses incurred while seeking medical care.
• Maternity benefits: The scheme provides coverage for maternity-related expenses, including prenatal care, delivery, and postnatal care for up to three deliveries.
• Coverage for newborns: Newborns of beneficiaries are automatically covered under the scheme for the first three months after birth, ensuring they receive necessary medical care.
• Affordable premiums: The premium for the Sarbat Sehat Bima Yojana is highly affordable, making it accessible to a larger section of the population.

Features Of Sarbat Sehat Bima Yojana 2024

The features of this scheme are as follows:-

• Universal health coverage: The scheme aims to provide universal health coverage to all residents of Punjab, ensuring access to quality healthcare services.
• Government-funded: The Sarbat Sehat Bima Yojana is fully funded by the Government of Punjab, relieving individuals of the financial burden of healthcare expenses.
• Smart card-based system: Beneficiaries receive a smart card that acts as their health insurance card, providing access to cashless treatment at empanelled hospitals.
• Empanelled hospitals: The scheme has a network of empanelled hospitals and healthcare providers across Punjab, ensuring access to quality healthcare services.
• Comprehensive coverage: The scheme covers a wide range of medical expenses, including hospitalization, surgeries, diagnostics, medication, and follow-up care.
• Paperless claim settlement: The scheme promotes paperless claim settlement, making the process quicker and more efficient for beneficiaries.
• 24/7 helpline: A dedicated helpline is available to beneficiaries for assistance and guidance related to the scheme and its services.
• Proactive health screenings: The scheme conducts proactive health screenings and wellness camps to diagnose and prevent diseases at an early stage.
• Fraud detection mechanism: The scheme has a robust fraud detection mechanism in place to ensure the rightful utilization of benefits and prevent any misuse.
• Implementation through insurance companies: The Sarbat Sehat Bima Yojana is implemented through insurance companies, ensuring efficient management and administration of the scheme.

Sarbat Sehat Bima Yojana Eligibility Criteria 

The applicants will need to follow the below-mentioned points to apply online for this scheme:-

• he head of the household should belong to a socio-economic caste census (SECC) identified category.
• The family should not be covered under any other health insurance scheme.
• The family should be residing in Punjab.
• The age of the head of the household should be between 18 and 60 years.
• The family should not have any member working for the Government of India or any state government.
• The family should not own any motorized vehicle.
• The family should not own any refrigerator or air conditioner.
• The family should not own irrigated land of more than 3 acres.
• The family should not own a residential flat of more than 1,000 square feet.
• The family should not own any non-agricultural land of more than 5 marlas in notified municipalities or 10 marlas in rural areas.

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:-

• Aadhar Card
• Residence Certificate
• Income Certificate 
• Educational Certificates 
• Bank Account Details 
• Latest Passport Size Photos 
• Mobile No
• Email ID 

Sarbat Sehat Bima Yojana Apply Online 2024

The applicants will need to follow the below-mentioned points to apply online:- 

• Visit the Official Website of Sarbat Sehat Bima Yojana, Punjab government.
• On the homepage, click on the “Registration” or “Apply Now” option.
• Fill in all the required details in the application form, including personal information, contact details, Aadhaar number, family details, etc.
• Upload the necessary documents, such as Aadhaar card, income certificate, bank account details, etc., as per the instructions.
• Verify all the details entered in the form and click on the “Submit” button.
• After successful submission, you will receive an application/reference number for future communication.
• You may be required to visit a designated center for biometric verification, based on the instructions provided.
• Once the registration process is completed and verified, you will receive the Sarbat Sehat Bima Yojana health insurance card.

To Check Eligibility For The Sehat Bima Yojana Scheme

The applicants will need to follow the below-mentioned points to check eligibility:-

• Visit the official website of the State Health Agency, Punjab.
• Go to the Sehat Bima Yojana Beneficiary List page.
• Click on “Check Eligibility Under AB-SSBY” on the homepage.

• Choose your preferred option for searching eligibility, such as Aadhaar No., Smart Ration Card No., PAN No., Construction Worker ID No., or Journalist ID No.
• Enter the required information.
• Click on “Show Status” to check your eligibility.

To Search For A Common Service Centre

The applicants will need to follow the below-mentioned points to search for CSC:-

• Visit the official website of the State Health Agency, Punjab.
• Go to the citizen’s corner section on the homepage.
• Click on “Common Service Centre.”

• Select your district on the new page.
• Click on “Search” to find Common Service Centres in your district.

To Check For A Disabled AB-SSBY E-Card

The applicants will need to follow the below-mentioned points to check for E-card:-

• Visit the official website of the State health agency, Punjab.
• On the homepage, click on “Citizen Corner.”
• Choose “Check For Disabled AB-SSBY E-Card.”

• Enter the required details.
• Click on “Search” to find the required information.

To Search For Empanelled Hospitals

The applicants will need to follow the below-mentioned points to search for empanelled hospitals:-

• Visit the official website of the State health agency, Punjab.
• On the homepage, click on the “Hospital” tab.
• Choose “Empanelled Hospitals.”

• Select the category (government or private), district, and specialty.
• Click on “Search” to view the empanelled hospital list.

To Search For De-Empanelled Hospitals

The applicants will need to follow the below-mentioned points to search de-empanelled hospitals:-

• Visit the official website of the State health agency, Punjab.
• On the homepage, click on the “Hospital” tab.
• Choose “De-Empanelled Hospitals.”

• The list of de-empanelled hospitals will be displayed on your screen.

To Download The Referral Slip Format

The applicants will need to follow the below-mentioned points to download the referral slip format:-

• Visit the official website of the State health agency, Punjab.
• On the homepage, click on the “Hospital” tab.
• Choose “Download Referral Slip Format.”
• The referral slip format will be displayed on your screen.
• You can download and print the format as required.

Contact Information

In case queries and questions come to your mind regarding the Sarbat Sehat Bima Yojana, then you may contact this aforementioned office address, toll free no and email ID:-

• Office Address:-
  • E-Block, 
  • Third Floor, 
  • Punjab School Education Board, 
  • Sector-62, SAS Nagar
• Toll Free No:- 14555
• Email ID:- info@shapunjab.in