PMJAY SEHAT Scheme Apply Online & Registration Form | PMJAY SEHAT Scheme Check Insurance Amount & Last Date | PMJAY SEHAT Scheme Check Features & Benefits | PMJAY SEHAT Scheme Check Statistics & Implementation Process | PMJAY SEHAT Scheme Check Eligibility & All Details |

The Ministry of Health & Family Welfare and the Government of India launched the PMJAY SEHAT Scheme, a healthcare program. It gives eligible people an Ayushman Bharat Card, a health card that entitles them to free medical care at specific hospitals. After their application is accepted, citizens can download the card at pmjay.gov.in.

Through this article, we will provide you with all types of information about the PMJAY SEHAT Scheme 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. Apart from this, we will share with you the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

PMJAY SEHAT Scheme

The SEHAT Health Insurance Scheme has been introduced in Jammu and Kashmir to protect the region’s interests. About 21 lakh families who weren’t covered by the prior health insurance plan are now covered. This new program guarantees health insurance coverage for all Jammu and Kashmiri citizens, irrespective of their financial situation.

Prime Minister Narendra Modi introduced a health program called the PMJAY SEHAT Scheme. By giving them a Health Card, which allows them to get free medical care in hospitals up to Rs 5 lakh per person, it helps low-income families. Applicants must be SC/ST, lower income group, or EWS members in order to be eligible. Up to Rs. 5 lakh will be reimbursed by the government for the treatment of its citizens.

Highlights Of PMJAY SEHAT Scheme

The highlights of this scheme are as follows:-

Objectives of PMJAY SEHAT Scheme

The major objective of launching the Ayushman Bharat Jammu & Kashmir is to provide cashless health coverage up to Rs 5,00,000 to eligible families in Jammu and Kashmir. This scheme aims to ensure easy access to quality healthcare services and telemedicine facilities. Over 200 government hospitals and 35 private hospitals are registered under this scheme.

Another objective of launching the JK SEHAT Scheme is to offer health coverage of up to Rs 500,000 to all eligible residents of Jammu and Kashmir. By implementing this scheme effectively, people in Jammu and Kashmir will receive cashless treatment, ensuring they are not denied medical care due to financial constraints. One can apply online before the last date.

Beneficiary Category

It is only based on the beneficiary category that the applicants will be able to get an online registration for this scheme. Otherwise, they will not be given any registrations. This scheme or the benefit of this scheme will be provided to the residents who are living in the Jammu & Kashmir state.

Beneficiary Limitation

It is only based on the beneficiary target or limitation that the selection body will start shortlisting the names of eligible beneficiaries who will be able to receive the cashless treatments this year. There are around 1 crore applicants who will be able to get or receive cashless or healthcare treatments without paying any cost after getting selected.

PMJAY SEHAT Scheme Statistics

The statistics of this scheme are as follows:-

J&K Government Implements AB PMJAY & AB PMJAY SEHAT with National Database

The implementation procedure will be carried out in the below-mentioned ways:-

• The government of Jammu and Kashmir will be using the national food security database for implementing the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY) and AB PMJAY SEHAT yojana.
• This database will help address challenges in identifying beneficiaries and ensure accurate data from the socio-economic caste census of 2011.
• An order was issued on 14th March 2022 by the State Health Agency regarding the use of databases.
• The migration from SECC-11 to the NFSA database will begin on 15th March 2022.
• Ration card numbers will serve as a unique ID, and Aadhar cards will be mandatory for individuals.
• Existing golden cards will be linked to the NFSA database and will remain functional.
• Missing family members can be added using the National Health Authority’s add member rules.
• Required documents for adding family members include birth and marriage certificates.

SEHAT Health Insurance Scheme Improves Healthcare in J&K

The JK SEHAT Scheme in Jammu and Kashmir improves healthcare and allows citizens to receive treatment locally. If needed, they can also go to registered hospitals in other cities under the Pradhan Mantri Jan Arogya Yojana for free treatment up to Rs 5 lakh. To avail of the treatment, they need to show an E-card provided after registration. The scheme will also open 1100 health and wellness centers in the region.

Coverage for Various Diseases & Treatment

Under the ABHA Card scheme, all beneficiaries are provided coverage for a wide range of diseases and treatments. This means that if you have the ABHA Card, you can avail of medical services for most illnesses and receive the necessary treatment in various hospitals. This will cover various diseases as well as treatment.

Cashless Treatment & Admission Services

One of the major advantages of being a beneficiary of the ABHA Card scheme is the availability of cashless treatment and admission services. This means that you do not have to worry about making payments upfront or dealing with the hassle of reimbursement. You can simply present your ABHA Card and receive the required treatment without the need for cash transactions.

Free Treatment in Government & Private Hospitals

With the ABHA Card, you can receive free treatment up to Rs 5 Lakh in both state government and private hospitals that are empanelled under this scheme. This allows you to access quality healthcare services without the burden of expensive medical bills. In this way, the residents will be able to access free-of-cost treatments.

Coverage for Hospital Expenses

In addition to free treatment, the ABHA Card scheme also covers hospital expenses for up to 15 days if you are admitted. This provides a financial safety net, ensuring that you are not burdened with the cost of hospitalization and can focus on recovering without worrying about the financial implications. Various hospital expenses will also be covered.

Complete Cashless Scheme

The ABHA Card scheme is a complete cashless scheme, meaning that there is no need for any cash transactions to avail of the benefits. This eliminates the need for beneficiaries to arrange funds for medical treatment and allows for a seamless and hassle-free healthcare experience. The applicants will not have to pay any amount of money in the cash form.

Distribution of SEHAT Cards or ABHA Cards

SEHAT scheme provides SEHAT cards to all beneficiaries, who must show the card at hospitals for benefits. Eligible beneficiaries can apply through common service centres. Keep your SEHAT card with you at all times. Simplifying healthcare with the SEHAT scheme. In this way, this scheme will relieve the patients from the hectic process of hospitalization.

Facilitation Of AB-SEHAT Registration Campaign

The district administration of Srinagar has started a campaign to give SEHAT Golden Cards to the people who were missed earlier. The campaign aims to speed up the registration for Ayushman Bharat-SEHAT Scheme so that people can get the benefits without delay. The campaign started on 3rd December and was held in various tehsils of the city.

Progress & Registration Drive for JK SEHAT Scheme in Srinagar

During a meeting in the Srinagar district, officials discussed the progress of PM-JAY SEHAT implementation. They focused on speeding up registration and set a target for each area. Currently, 376,693 people have registered under Ayushman Bharat in Srinagar district, representing at least one member from around 110,000 families.

Over 2.44 lakh Patients Receive Free Treatment

The Jammu and Kashmir Government has provided free medical treatment to over 2.44 lakh patients through the SEHAT Health Insurance Scheme. In the past 10 months, around 51 lakh health cards have been distributed. The government has spent Rs. 200 crores on their treatment. This scheme covers 90% of households in J & K.

Enhanced Healthcare Access in Jammu and Kashmir

The government will improve healthcare centers in Jammu and Kashmir so people don’t have to travel to other cities for treatment. They can receive up to Rs. 5 lakhs of medical coverage through these centers by registering for the scheme and receiving e-cards. Additionally, the government plans to open 1100 health and wellness centers, with 800 starting soon.

Benefits Of PMJAY SEHAT Scheme

The benefits of this scheme are as follows:-

• Residents will be able to avail of cashless treatments.
• The applicants will not have to pay any hospitalization expenses.
• Around 1 crore applicants will be given benefits.
• JK SEHAT Cards will soon be provided to the applicants.
• With this card, the applicants can easily register for hospital treatments.
• There are various treatments as well as diseases that will be given coverage.
• One can apply online before the last date.
• You can simply present your ABHA Card and receive the required treatment without the need for cash transactions.
• This allows you to access quality healthcare services without the burden of expensive medical bills.
• Various hospital expenses will also be covered.

Features Of PMJAY SEHAT Scheme

The features of this scheme are as follows:-

• The Prime Minister Narendra Modi Ji has launched the PMJAY SEHAT Scheme.
• This scheme will be provided to the residents of Jammu & Kashmir state.
• This scheme is also known as Ayushman Bharat Jammu & Kashmir & JK SEHAT Scheme.
• A total of 1 crore applicants will be given access to healthcare treatments.
• There are various private as well as govt hospitals that have been registered to which the patients can seek hospitalization.
• The last date to apply online will be updated soon.
• For getting more information, one can visit the official website.

PMJAY SEHAT Scheme Eligibility Criteria

The applicants will need to attain the below-mentioned points to apply online for Ayushman Bharat Jammu & Kashmir:-

• The applicant must be a resident of Jammu & Kashmir.
• He or she must have applied for this scheme.
• The applicant must have got card provided to them.
• The annual income limit must be according to the limit that has been specified.
• The scheme applies to all the residents of Jammu and Kashmir, belonging to various socio-economic categories.
• All the individual beneficiaries must be above the age of 5 years.
• The scheme covers all eligible family members, including the head of the household, spouse, and children up to the age of 25 years. Additionally, all the ex-serving employees and All India Service officers who have served in Jammu and Kashmir for various tenures are also eligible.
• The applicant must be enrolled under the Socio-Economic Caste Census (SECC) database.

Important Documents 

The important documents to avail the benefits of the JK SEHAT Scheme are as follows:-

• Aadhar Card
• Ration card
• Residence proof
• Passport size photograph
• Mobile number
• Email ID
• Voter ID card

PMJAY SEHAT Scheme Apply Online

As this scheme has been recently launched no such information has been released with the help of various social networking sites regarding the application procedure to apply online for the PMJAY SEHAT Scheme. Whenever the application procedure is launched, we will update you through this article otherwise, the applicant can visit the Official Website.

PMJAY SEHAT Scheme Apply Offline

The applicants will need to follow the below-mentioned points to apply offline for Ayushman Bharat Jammu & Kashmir:-

• Visit the registered Hospital under the Sehat Health Scheme.
• Fetch the application form from the counter.
• Read the details that have been demanded.
• Now enter the asked details.
• Then attach the relevant documents with this form.
• Now submit the same form to the hospital.

Contact Information

In case queries and questions come to your mind regarding the PMJAY SEHAT Scheme, then you may contact this mentioned helpline No, & email ID:-

• Helpline No:- 14599
• E-Mail ID:- support@csc.gov.in

PMJAY SEHAT Scheme: Top 10 FAQs

1. What is the PMJAY SEHAT Scheme?

• PMJAY SEHAT stands for Pradhan Mantri Jan Arogya Yojana – Ayushman Bharat Health Account. It is a government-funded health insurance scheme that provides cashless and hospitalization cover to eligible families across India.

2. Who is eligible for the PMJAY SEHAT Scheme?

• Families identified as economically vulnerable through socio-economic caste census (SECC) data are generally eligible. This includes around 40% of the Indian population.

3. What type of medical expenses are covered under the scheme?

• The scheme covers hospitalization expenses for secondary and tertiary care, including surgeries, medical treatment, and hospitalization charges.

4. What is the annual coverage amount under the scheme?

• The scheme offers an annual cover of ₹5 lakh per family for secondary and tertiary care hospitalization.

5. How can I check if my family is eligible for the scheme?

• You can check your eligibility by visiting the official PMJAY website (https://abdm.gov.in/) or using the Ayushman Bharat SEHAT mobile app.

6. How can I avail of treatment under the scheme?

• You can visit any empanelled public or private hospital that displays the Ayushman Bharat logo.
• You will need to present your Ayushman Bharat Card (issued to eligible beneficiaries) as ID proof.

7. Are there any pre-existing disease exclusions under the scheme?

• The scheme covers pre-existing conditions after a waiting period of 5 years from the date of enrollment.

8. Is there a co-payment amount required under the scheme?

• No, there is generally no co-payment required for beneficiaries under the PMJAY SEHAT scheme.

9. How can I register for the Ayushman Bharat Card?

• You can register for the scheme at nearest Ayushman Bharat empanelled hospitals or through designated CSC (Common Service Center) centers.

10. Where can I find more information about the PMJAY SEHAT Scheme?

• You can visit the official PMJAY website (https://abdm.gov.in/) or call the Ayushman Bharat Contact Center at 14551 for further information and assistance.