Self-reliant Haryana Loan Scheme Apply Online & Application Form | Self-reliant Haryana Loan Scheme Check Beneficiary Category & Last Date | Self-reliant Haryana Loan Scheme Check Benefits & Features | Self-reliant Haryana Loan Scheme Check Selection & Implementation Procedure | Self-reliant Haryana Loan Scheme Check Eligibility & All Details | 

The Self-reliant Haryana Loan Scheme is an initiative by the Government of Haryana to provide financial assistance and support to individuals and businesses in the state. This scheme aims to empower the people of Haryana by offering them access to affordable loans and promoting self-reliance. The Self-reliant Haryana Loan Scheme is a valuable initiative that aims to create a self-reliant and prosperous Haryana.

This article will provide all types of information about the Self-reliant Haryana Loan Scheme 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. We will also share the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Self-reliant Haryana Loan Scheme          

The Self-reliant Haryana Loan Scheme is a significant step towards empowering individuals and businesses in the state. By providing access to affordable loans and promoting self-reliance, the scheme aims to foster economic growth, generate employment opportunities, and contribute to the overall development of Haryana. This scheme offers various benefits and features that can help boost economic growth and development in the region.

The Self-reliant Haryana Loan Scheme offers numerous benefits and features that can support individuals and businesses in Haryana. By providing financial assistance, promoting entrepreneurship, and encouraging innovation, this scheme plays a crucial role in the economic growth and development of the state. To avail of the benefits of this scheme, individuals and businesses must meet the eligibility criteria and follow the application process. 

Highlights of Self-reliant Haryana Loan Scheme 2024

The highlights of this scheme are as follows:- 

Objectives of Self-reliant Haryana Loan Scheme 2024

To foster economic growth and development, the Self-reliant Haryana Loan Scheme focuses on providing financial aid to various sectors, including agriculture, small and medium enterprises (SMEs), and individual entrepreneurs. The scheme aims to create a conducive environment for the growth of these sectors and facilitate the generation of employment opportunities in the state. Some other objectives are as follows:-

• To provide financial assistance to individuals and businesses in Haryana to promote self-reliance and entrepreneurship.
• To encourage the establishment and growth of small and medium enterprises in the state.
• To create employment opportunities for the youth and reduce unemployment rates in Haryana.
• To support women entrepreneurs and empower them to start and expand their businesses.
• To promote innovation and creativity in business ideas and ventures.
• To provide access to affordable and sustainable financial resources for individuals and businesses in the state.
• To promote inclusive growth and development across all regions of Haryana.
• To reduce dependency on external sources of funding and promote self-sufficiency among the people of Haryana.
• To address the financial needs of marginalized communities and ensure their participation in the state’s economic growth.
• To foster a culture of entrepreneurship and self-reliance among the people of Haryana.
• To support the growth of key industries and sectors in the state through financial assistance.
• To encourage investment in new and emerging sectors with growth potential.
• To enhance the overall competitiveness of businesses in Haryana.
• To improve access to technology and innovation for businesses in the state.
• To promote sustainable practices and environmentally friendly businesses.
• To support existing businesses in adapting to changing market conditions and challenges.
• To provide training and capacity-building support to entrepreneurs and business owners.
• To foster collaboration and networking opportunities among businesses in Haryana.
• To enhance the overall economic development and prosperity of the state.
• To establish Haryana as a hub for entrepreneurship and innovation in the country.

Beneficiary Category 

The Self-reliant Haryana Loan Scheme caters to a wide range of beneficiaries, including farmers, artisans, women entrepreneurs, and individuals from economically weaker sections of society. By extending financial support to these individuals, the scheme aims to uplift their economic status and enable them to contribute to the overall development of the state.

Application Enrollment Last Dates

To avail the benefits of the Self-reliant Haryana Loan Scheme, interested individuals need to apply within the specified enrollment period. The government sets specific deadlines for application submission, and applicants need to adhere to these timelines to ensure their eligibility for the scheme.

Selection Procedure 

The selection procedure for the Self-reliant Haryana Loan Scheme involves a comprehensive evaluation of the applications received. The government assesses various factors such as the feasibility of the proposed project, the applicant’s financial background, and their ability to repay the loan. The selection process aims to identify deserving candidates who have the potential to utilize the loan effectively and generate positive outcomes.

Implementation Procedure 

Once selected, the implementation procedure for the Self-reliant Haryana Loan Scheme involves the disbursement of funds to the beneficiaries. The government ensures a streamlined process for the release of funds, enabling the beneficiaries to initiate their projects without any delay. Additionally, the scheme emphasizes proper monitoring and evaluation to ensure the effective utilization of the loan amount and the achievement of desired outcomes.

Supervision Body 

The Self-reliant Haryana Loan Scheme is supervised by a designated body appointed by the government. This body plays a crucial role in overseeing the implementation of the scheme, monitoring the progress of the beneficiaries, and providing necessary guidance and support throughout the loan tenure.

Quick Loan Processing

One of the key advantages of the Scheme is the quick loan processing time. The government has implemented a streamlined process to ensure that loan applications are processed efficiently, allowing entrepreneurs to access funds in a timely manner.

Wide Range of Loan Amounts

The scheme offers a wide range of loan amounts to cater to the diverse needs of entrepreneurs. Whether you are looking for a small loan to kickstart your business or a larger loan to expand your operations, the Scheme has you covered.

Simple Application Process

Applying for a loan under the Scheme is a hassle-free process. The government has simplified the application process to make it accessible to all. Entrepreneurs can easily fill out the application form online and submit the required documents to initiate the loan approval process.

Transparent and Fair Loan Terms

The government of Haryana is committed to ensuring transparency and fairness in the loan terms. The scheme provides clear guidelines on interest rates, repayment schedules, and other loan conditions, allowing entrepreneurs to make informed decisions.

Technical and Financial Assistance

Under the Scheme, entrepreneurs can avail themselves of technical and financial assistance to enhance their business operations. The scheme aims to support startups and small businesses by providing them with the necessary resources and guidance to thrive in a competitive market.

Support for Startups

Startups often face unique challenges in their initial stages. The Scheme recognizes this and offers specialized support for startups. This includes mentorship programs, access to networking opportunities, and assistance in developing a robust business plan.

Industry-Specific Assistance

The scheme also provides industry-specific assistance to entrepreneurs. Whether you are in agriculture, manufacturing, services, or any other sector, the Scheme offers tailored support to help you overcome industry-specific challenges and achieve success.

Online Application and Tracking

Entrepreneurs can conveniently apply for loans and track the progress of their applications online. The Scheme has a user-friendly online portal that allows applicants to easily access information, submit documents, and track the status of their loan applications.

Collaboration with Financial Institutions

The government of Haryana has collaborated with various financial institutions to ensure the smooth implementation of the Scheme. This collaboration ensures that entrepreneurs have access to a wide range of financial services and expertise, further supporting their business ventures.

Key Guidelines 

The key guidelines are as follows:- 

• Applicants must be residents of Haryana.
• Applicants should meet the eligibility criteria specified for each category.
• Submission of accurate and complete application forms is essential.
• Applicants must provide all necessary supporting documents as per the requirements.
• Loan repayment terms and conditions should be thoroughly understood by the applicants.
• Beneficiaries are encouraged to seek professional advice and guidance for project planning and implementation.
• Regular reporting and documentation of project progress are mandatory.
• Applicants must comply with all legal and regulatory requirements.
• Loan misuse or misappropriation of funds will lead to strict action.
• Any changes in the project plan or scope must be communicated to the supervising body for approval.

Important Instructions 

Some important instructions issued for applicants are as follows:- 

• Applicants should carefully read and understand the scheme guidelines before applying.
• Submission of false or misleading information will lead to disqualification.
• Applicants must maintain transparency and integrity throughout the application process.
• Any discrepancies or grievances should be reported to the designated authorities for resolution.
• Beneficiaries should utilize the loan amount for the intended purpose only.
• Regular loan repayment is crucial to maintain eligibility for future schemes.
• Applicants must keep track of the important dates and deadlines related to the scheme.
• Any changes in contact details should be promptly communicated to the concerned authorities.
• Applicants must maintain proper records and documentation for future reference.
• Beneficiaries are encouraged to participate in skill development programs and training workshops for enhanced project outcomes.

Tips & Tricks

Some tips and tricks are as follows:-

• Thoroughly research and plan the project before applying for the loan.
• Seek expert advice and guidance to ensure the feasibility and viability of the project.
• Prepare a detailed business plan with clear objectives and strategies.
• Maintain regular communication with the supervising body for guidance and support.
• Implement effective financial management practices to ensure proper utilization of funds.
• Adopt innovative and sustainable practices for long-term success.
• Network and collaborate with other beneficiaries for knowledge sharing and mutual growth.
• Regularly evaluate and monitor the progress of the project to identify and address any challenges.
• Stay updated with the latest industry trends and market dynamics.
• Celebrate milestones and achievements to boost morale and motivation.

General Points to Remember

Some general points to remember are as follows:-

• Applicants must ensure compliance with all government policies and regulations.
• Timely repayment of the loan is essential to maintain a good credit history.
• Regularly update the supervising body on the project’s progress and any significant developments.
• Utilize the loan amount judiciously and avoid unnecessary expenses.
• Maintain proper records and documentation for future audits and assessments.
• Participate in capacity-building programs to enhance skills and knowledge.
• Explore opportunities for collaboration and partnerships to maximize project impact.
• Stay informed about additional support and resources available for entrepreneurs and businesses in Haryana.
• Continuously evaluate and adapt the project to changing market dynamics and customer needs.
• Embrace innovation and technology to enhance productivity and competitiveness.

Benefits of Self-reliant Haryana Loan Scheme 2024

The benefits of this scheme are as follows:-

• Financial Assistance: The scheme provides financial assistance to individuals and businesses, helping them meet their financial needs and overcome any financial constraints.
• Low Interest Rates: The loans offered under this scheme come with low interest rates, making it more affordable for borrowers to repay their loans.
• Flexible Repayment Options: Borrowers have the flexibility to choose from various repayment options, allowing them to repay the loan in a way that suits their financial situation.
• Job Creation: By providing financial support to businesses, the scheme aims to promote job creation and employment opportunities in the state of Haryana.
• Promoting Entrepreneurship: The scheme encourages entrepreneurship by offering financial assistance to individuals who wish to start their own businesses.
• Support for MSMEs: Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the economic growth of any region. The Self-reliant Haryana Loan Scheme provides support to MSMEs, helping them grow and thrive.
• Infrastructure Development: The scheme aims to promote infrastructure development in the state, which can further boost economic growth and attract investments.
• Encouraging Innovation: The scheme supports innovative ideas and initiatives by providing financial assistance to individuals and businesses involved in research and development.
• Women Empowerment: The Self-reliant Haryana Loan Scheme promotes women’s empowerment by offering special benefits and incentives to women entrepreneurs and businesses.
• Financial Inclusion: The scheme aims to promote financial inclusion by providing access to credit and financial services to individuals and businesses who may otherwise have limited access to such services.

Features Of Self-reliant Haryana Loan Scheme 2024

The features of this scheme are as follows:-

• Collateral-Free Loans: The loans offered under this scheme are collateral-free, making it easier for individuals and businesses to avail financial assistance without the need for additional security.
• Quick Loan Processing: The scheme ensures quick loan processing, allowing borrowers to receive the funds they need in a timely manner.
• Wide Range of Loan Amounts: The scheme offers a wide range of loan amounts, catering to the diverse financial requirements of individuals and businesses.
• Simple Application Process: The application process for the Self-reliant Haryana Loan Scheme is simple and user-friendly, making it easier for applicants to apply for financial assistance.
• Transparent and Fair Loan Terms: The scheme follows transparent and fair loan terms, ensuring that borrowers are aware of the terms and conditions before availing the loan.
• Technical and Financial Assistance: The scheme provides technical and financial assistance to individuals and businesses, helping them enhance their capabilities and grow their ventures.
• Support for Startups: The Self-reliant Haryana Loan Scheme offers special support and incentives for startups, encouraging innovation and entrepreneurship.
• Industry-Specific Assistance: The scheme provides industry-specific assistance, catering to the unique needs and requirements of different sectors and industries.
• Online Application and Tracking: The scheme offers online application and tracking facilities, making it convenient for applicants to apply for loans and monitor the progress of their applications.
• Collaboration with Financial Institutions: The scheme collaborates with various financial institutions to ensure the smooth disbursement of loans and provide additional support to borrowers.

Self-reliant Haryana Loan Scheme Eligibility Criteria 

The applicants will need to follow the below-mentioned points to apply online for this scheme:-

• Applicants must be residents of Haryana.
• Individuals must be at least 18 years old, and businesses must be registered as per the applicable laws.
• Applicants must meet the financial and creditworthiness criteria set by the scheme.
• For specific industry-specific assistance, applicants must belong to the respective industry or sector.
• Applicants must provide all the necessary documents and information as required by the scheme.

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:-

• Aadhar Card
• Residence Certificate
• Income Certificate 
• Educational Certificates 
• Bank Account Details 
• Latest Passport Size Photos 
• Mobile No
• Email ID 

Self-reliant Haryana Loan Scheme Apply Online 2024

The applicants will need to follow the below-mentioned points to apply online:- 

• Go to the Official Website of the Aatmnirbhar Haryana Portal.

• Click on the “Apply for Bank Loan” option.

• Select “DRI Loan” in the “Loan Type” drop-down menu.
• Select your bank, district, and branch.
• Read the eligibility criteria and tick the checkbox.
• Click on the “Proceed” button.
• Enter your Aadhaar number and verify with OTP.

Aatmnirbhar Haryana Yojana for Shishu Loan under Mudra Yojana

The applicants will need to follow the below-mentioned points to apply online:-

• Go to the official website.
• Click on the “Bank Loan” option.
• Select “Shishu Loan under Mudra Yojana” in the “Loan Type” drop-down menu.
• Select your bank, district, and branch.
• Read the eligibility criteria and tick the checkbox.
• Click on the “Proceed” button.
• Enter your Aadhaar number and verify with OTP.

Aatmnirbhar Haryana Yojana for Education Loan

The applicants will need to follow the below-mentioned points to apply online:-

• Go to the official website.
• Click on the “Bank Loan” option.
• Select “Education Loan” in the “Loan Type” drop-down menu.
• Select your district, bank branch, etc.
• Read the eligibility criteria and tick the checkbox.
• Click on the “Proceed” button.
• Enter your Aadhaar number and verify with OTP.

How to Book a Bank Slot

The applicants will need to follow the below-mentioned points to book a bank slot:-

• Go to the official website of the Aatmnirbhar Haryana Portal.
• Click on the “Book Bank Slot” option.
• Fill in the required information such as name, mobile number, IFSC code, date, etc.
• Click on the “Apply Slot” tab.

Accessing Postal Banking Services Online

The applicants will need to follow the below-mentioned points to access services online:-

• Go to the official website.
• Click on the “Postal Banking Services” option.
• Fill in the required information such as name, mobile number, amount, district, city, pincode, address, etc.
• Click on the “Apply” button.

How to Login to Bank Slot

The applicants will need to follow the below-mentioned points to do bank login:-

• Go to the official website of the scheme.
• Click on the “Bank Slot Login” option.
• Enter your username, password, and captcha code in the login form.
• Click on the “Login” button.

Self-reliant Haryana Loan Scheme: Top 10 FAQs

1. What is the Self-reliant Haryana Loan Scheme?

This scheme, also known as the Swavalamban Haryana Scheme, was launched by the Haryana government to provide financial assistance to unemployed youth in the state to set up their own businesses.

2. Who is eligible for the scheme?

• Domiciled residents of Haryana between 18 and 40 years of age
• Unemployed youth with educational qualifications up to Class 12 or ITI Diploma
• Individuals belonging to SC, ST, BC (A&B), EWS categories are eligible for additional benefits and subsidies

3. What kind of businesses are supported under the scheme?

The scheme supports a broad range of businesses, including:

• Manufacturing units
• Service enterprises
• Retail shops
• Educational institutions
• Skill development centers
• Tourism and hospitality businesses

4. What is the loan amount offered under the scheme?

The loan amount ranges from ₹1 lakh to ₹5 lakh depending on the nature of the business, caste category, and project cost.

5. What are the interest rates on the loan?

The interest rates are subsidized by the government and vary based on the beneficiary category. Generally, they are lower than commercial loan rates.

6. How to apply for the loan?

Eligible candidates can apply for the loan online through the Department of Industries and Commerce, Haryana website or by approaching designated banks like Haryana State Industrial Development Corporation (HSIDC).

7. What documents are required for the application?

• Proof of identity (Aadhaar card, Voter ID)
• Proof of residence (Domicile certificate, Ration card)
• Educational certificates
• Caste certificate (if applicable)
• Project proposal with detailed costing

8. What are the benefits of the scheme?

• Provides access to capital for starting new businesses
• Promotes entrepreneurship and self-employment amongst youth
• Encourages economic development in the state
• Offers additional benefits and subsidies for specific categories

9. What are the challenges faced by the scheme?

• Limited loan amount might not be sufficient for all business ideas
• Complex application process and documentation requirements
• Delays in loan disbursement
• Lack of proper guidance and support for new entrepreneurs

10. How to get more information about the scheme?

• Visit the website of the Department of Industries and Commerce, Haryana: [invalid URL removed]
• Contact the district industry centers (DICs) in your area
• Call the department helpline number (if available)