Assam Apun Bahan Scheme 2024: Apply Online Form & Eligibility

Assam Apun Bahan Scheme Apply Online & Application Form | Assam Apun Bahan Scheme Check Loan Amount & Last Date | Assam Apun Bahan Scheme Check Features & Benefits | Assam Apun Bahan Scheme Check Subsidy %age & Age Limit | Assam Apun Bahan Scheme Check Eligibility & All Details |

Now the residents of Assam state will be able to purchase a vehicle or motor after applying online for the Assam Apun Bahan Scheme. This scheme will only be applicable to the residents of Assam state. The applicants will be able to avail the loan amounts that can be used by them for purchasing vehicles. A 3% subsidy will apply to the loan amounts that will be covered.

Through this article, we will provide you with all types of information about the Assam Apun Bahan Scheme 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. Apart from this, we will share with you the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Assam Apun Bahan Scheme

The Chief Minister of Assam Shri Himanta Biswa Sharma has launched the Assam Apun Bahan Scheme so that the government will be able to lend loan amounts to the residents of Assam for purchasing vehicles. Loans can be borrowed from Regional Rural Banks, Scheduled Commercial Banks, and Assam Cooperative Apex Bank, which are being Recognised by the Reserve Bank of India.

The State Government of Assam has launched the Assam Apun Bahan Scheme so that the applicants or residents of this state will be able to purchase Petrol or Diesel Vehicles after getting the loan amounts. A 2% to 3% subsidy will be provided to the applicants at the time of purchasing vehicles via loan amounts. One can apply online before the last date.

Highlights of Assam Apun Bahan Scheme

The highlights of this scheme are as follows:-

Objectives of Assam Apun Bahan Scheme

The main objective of launching the Assam Apun Bahan Scheme is to provide loan amounts on subsidized rates to purchase vehicles to make transportation more affordable for individuals. By offering loans at reduced interest rates, these schemes aim to encourage people to acquire vehicles and improve their accessibility to work, education, and various services.

Another objective of launching the Assam Apun Bahan Scheme is to stimulate the automotive industry’s growth by increasing vehicle sales. These schemes attract potential buyers who may have otherwise been discouraged by the high cost of purchasing a vehicle outright or through conventional loans. By providing loans at subsidized rates, these schemes make vehicles more affordable.

Eligible Beneficiaries

The list of eligible beneficiaries is as follows:-

• Male Employees
• Female Employees
• Disabled Employees

Age Limit

The age limit that will be applicable is as follows:-

Beneficiary Target

It is only based on the beneficiary target or limitation that the total no. of applicants will be given selection or will be selected. The applications will be accepted according to the beneficiary target or limitation. A total of 36,159 applicants will be given from male, female, and disabled employees who will be able to purchase vehicles.

Budget Allocation

It is only based on the budget amount that has been allocated, that the government will be able to carry out the successful and effective implementation of this scheme which will make sure that each applicant has availed of the benefits of this scheme. An amount of Rs. 108 Crores has been fixed in advance in the form of a budget that will be used.

Assam Apun Bahan Scheme Last Date

The online application deadline for this newly launched scheme has not been announced on social media networks yet. Once the last date for form submission is revealed, we will promptly update this article to ensure you don’t miss out on the opportunity to register. For getting more information, one can also visit the official website.

Assam Apun Bahan Scheme Applicable Subsidy

The subsidies that will be applicable are as follows:-

Maximum Loan Amount

The loan amount that can be availed by the applicants or residents of Assam state has also been fixed in advance so that the applicants will be able to avail the maximum loan amounts according to the limit that has been set up or fixed. An amount of Rs. 15 Lakh can be undertaken or borrowed by the applicants in the form of loan amounts.

Loan Repayment Tenure

The loan repayment tenure is fixed at 7 years, which means borrowers have a period of 84 months to pay off their loan. This time frame allows individuals to spread out loan repayments over a longer period, reducing the monthly burden. With a 7-year tenure, borrowers can plan their finances accordingly and ensure timely repayments.

Registered Banks

The list of registered banks is as follows:-

• Regional Rural Banks
• Scheduled Commercial Banks
• Assam Cooperative Apex Bank

Enhanced Safety Standards

Subsidies can be used as an incentive to promote the purchase of vehicles that meet or exceed safety standards. By reducing the financial burden, individuals are more likely to invest in vehicles equipped with advanced safety features. This leads to a safer driving environment and reduces the number of accidents and associated fatalities.

Assam Apun Bahan Scheme:- Key Guidelines

The Assam Apun Bahan Scheme is a government initiative aimed at providing essential commodities to the people of Assam at subsidized rates. Under this scheme, eligible beneficiaries can avail of various food items and other essential commodities at affordable prices. Here are the key guidelines to understand and make the most of this scheme:-

• Eligibility Criteria:- To avail of the benefits of the Assam Apun Bahan Scheme, individuals must be residents of Assam and meet the specified income criteria set by the government.
• Application Process:- Interested individuals can apply for the scheme through the designated online portal or offline at the nearest government office. The application form should be filled accurately with all the required details.
• Document Verification:- After submitting the application, the concerned authorities will verify the provided documents, including proof of residence, income, and identity. It is essential to provide genuine and valid documents for successful verification.
• Beneficiary Selection:- Once the verification process is complete, eligible beneficiaries will be selected based on the predetermined criteria set by the government.
• Commodity Distribution:- The selected beneficiaries will receive a unique identification number, which they can use to purchase the subsidized commodities from the designated fair price shops or outlets.
• Subsidized Rates:- The Assam Apun Bahan Scheme offers essential commodities, including rice, wheat, pulses, sugar, salt, and edible oil, at subsidized rates. The prices are significantly lower than the market rates, ensuring affordability for the beneficiaries.
• Quality Assurance:- The government ensures that the commodities provided under the scheme are of good quality and meet the necessary standards. Regular inspections and quality checks are conducted to maintain the standard of the products.
• Timely Availability:- The commodities are made available to the beneficiaries on a regular basis. The government strives to ensure a consistent supply to meet the needs of the beneficiaries.
• Transparency and Accountability:- The entire process of beneficiary selection, distribution, and monitoring is carried out with transparency and accountability. Any discrepancies or complaints can be reported to the concerned authorities for prompt action.
• Awareness and Outreach:- The government conducts awareness campaigns and outreach programs to educate the eligible beneficiaries about the scheme and its benefits. It is important for individuals to stay informed and updated about the scheme.

Important Instructions

While availing of the benefits of the Assam Apun Bahan Scheme, it is crucial to keep the following instructions in mind:-

• Provide accurate and valid information in the application form.
• Keep all the required documents ready for verification.
• Do not engage in any fraudulent activities or misrepresentation.
• Use the unique identification number responsibly and only for purchasing the subsidized commodities.
• Report any issues or complaints regarding the scheme to the designated authorities.
• Do not sell or misuse the subsidized commodities obtained under the scheme.
• Stay updated with the latest information and announcements related to the scheme.
• Cooperate with the government officials during the verification and distribution process.
• Encourage eligible individuals in your community to apply for the scheme.
• Spread awareness about the scheme and its benefits among the underprivileged sections of society.

Tips and Tricks

Here are some tips and tricks to make the most of the Assam Apun Bahan Scheme:-

• Plan your purchases in advance and make a list of the required commodities.
• Compare the prices of the subsidized commodities with the market rates to understand the cost savings.
• Utilize the scheme to improve your overall financial management by reducing expenses on essential commodities.
• Explore different recipes and cooking methods to make the most of the available commodities.
• Take advantage of any additional benefits or offers provided under the scheme, such as cooking demonstrations or nutrition workshops.
• Share your feedback and suggestions with the authorities to help improve the scheme.
• Stay connected with the local fair price shops or outlets to stay updated on the availability of commodities.
• Encourage others to apply for the scheme and help them with the application process if needed.
• Take part in community initiatives or programs related to the scheme for a better understanding of its impact.
• Keep track of your purchases and expenses to assess the benefits of the scheme.

General Points to Remember

Here are some general points to remember while availing of the Assam Apun Bahan Scheme:-

• The scheme aims to provide essential commodities at subsidized rates to eligible beneficiaries.
• It is important to meet the specified eligibility criteria and provide genuine documents for successful enrollment.
• The subsidized commodities are of good quality and regularly available at designated fair price shops or outlets.
• Transparency, accountability, and timely distribution are key aspects of the scheme.
• Individuals should follow the instructions, tips, and tricks mentioned to make the most of the scheme.
• Spread awareness about the scheme to help eligible individuals benefit from it.

Benefits Of Assam Apun Bahan Scheme 

The benefits of this scheme are as follows:- 

• Applicants will be able to purchase vehicles.
• Subsidies provided to them at the time of availing loan amounts will help them to purchase vehicles. 
• There are around 36,159 applicants who will be able to get subsidies on the loan amounts.
• The proper and effective implementation of this scheme will take place because the budget amount has been sanctioned. 
• One can apply online before the last date to get timely registration. 
• The applicants will be able to carry out rides easily. 

Features Of Assam Apun Bahan Scheme 

The features of this scheme are as follows:- 

• The Chief Minister of Assam Shri Himanta Biswa Sharma has launched the Assam Apun Bahan Scheme.
• This scheme has been launched with the active support of the Assam State Government.
• The residents of Assam state will be able to apply online.
• A 2% to 3% subsidy will be provided based on the vehicle type the applicant wants to purchase. 
• A total of 36,159 applicants will be given selection.
• A maximum amount of Rs. 15 lakhs can be undertaken by the applicant in the form of a loan.

Assam Apun Bahan Scheme Eligibility Criteria 

The applicants will need to attain the below-mentioned points to apply online:- 

• The applicant must be a resident of Assam state. 
• He or she must be a male/employee or a Disabled employee. 
• The age limit must be 21 to 53 years. 

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:- 

• Aadhar Card
• Age Proof
• Pan Card
• Employee ID Card
• Permanent Resident
• Loan Documents
• Loan Period Documents
• Bank Passbook
• Canceled Check
• Income Certificate
• Bank Statement
• Passport Size Photo
• Email ID
• Phone No

Assam Apun Bahan Scheme Apply Online

As this scheme has been recently launched no such information has been released with the help of various social networking sites regarding the application procedure to apply online for the Assam Apun Bahan Scheme nor the official website. Whenever the application procedure will be launched, we will update you through this article.

• Assam Govt Site