Assam Arundhati Swarna Yojana 2024: Apply Online & Check Status

Assam Arundhati Swarna Yojana Apply Online & Application Form | Assam Arundhati Swarna Yojana Check Beneficiary Category & Last Date | Assam Arundhati Swarna Yojana Check Benefits & Features | Assam Arundhati Swarna Yojana Check Selection & Implementation Procedure | Assam Arundhati Swarna Yojana Check Eligibility & All Details | 

The Government of Assam has launched the commendable Assam Arundhati Swarna Yojana, which aims to empower women and progress gender equality. The program lessens the financial strain on families, promotes education, and guarantees that every girl in the state has the chance to begin her married life with a positive start by offering financial support for their union.

This article will provide all types of information about the Assam Arundhati Swarna Yojana 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. Apart from this, we will share the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Assam Arundhati Swarna Yojana          

The Government of Assam launched the ground-breaking Assam Arundhati Swarna Yojana with the goal of empowering women by offering them financial support for marriage. The purpose of this program is to lessen the financial strain on families and guarantee that every girl in the state has the chance to begin her married life with a positive experience.

The government is offering the bride’s family financial support through this scheme up to Rs. 30,000. Depending on the beneficiary’s preference, the money is deposited either as cash or as gold. The program intends to assist the family in covering costs related to the marriage, including buying clothes, jewelry, and other necessities. The government wants to make sure that every deserving bride gets the help she needs to have a happy and incredible wedding.

Highlights of Assam Arundhati Swarna Yojana 2024

The highlights of this scheme are as follows:- 

Objectives of Assam Arundhati Swarna Yojana 2024

The primary objective of the Assam Arundhati Swarna Yojana is to provide financial support to newly married couples in the state. This scheme aims to:-

• Promote financial inclusion among newly married couples
• Empower women by providing them with financial security
• Encourage the establishment of a stable and secure family unit
• Reduce the financial burden on families during the wedding ceremony

Furthermore, the scheme aims to address the issue of dowry prevalent in certain sections of society by providing financial assistance to the bride’s family.

Beneficiary Category 

The Assam Arundhati Swarna Yojana is open to all newly married couples who fulfill the following criteria:-

• The bride must be a resident of Assam
• The couple must have a valid marriage certificate
• The marriage must have taken place on or after the launch of the scheme

It is important to note that only one member of the couple can avail of the benefits provided by the scheme.

Application Enrollment Last Dates

To enroll in the Assam Arundhati Swarna Yojana, eligible couples need to fill out the application form available on the official website of the scheme. The last date for application submission is [date]. It is crucial for couples to submit their applications before the deadline to ensure their eligibility for the scheme.

Selection Procedure 

The selection of beneficiaries for the Assam Arundhati Swarna Yojana is done through a transparent and fair procedure. A selection committee, comprising of government officials, reviews the applications and verifies the eligibility criteria. The committee then selects the beneficiaries based on predefined guidelines and criteria.

Implementation Procedure 

Once the selection process is complete, the implementation of the Assam Arundhati Swarna Yojana begins. The financial assistance is directly transferred to the bank account of the beneficiary. The amount provided under the scheme is [amount]. The beneficiary can utilize this amount for various purposes, such as starting a business, pursuing higher education, or any other financial need.

Supervision Body 

The Assam Arundhati Swarna Yojana is supervised by the Department of Social Welfare, Government of Assam. The department ensures the smooth implementation of the scheme and addresses any grievances or issues faced by the beneficiaries.

Subsidized Interest Rates

One of the key features of the Scheme is the provision of subsidized interest rates. This means that women borrowers will have access to loans at lower interest rates compared to regular market rates. By reducing the burden of interest payments, the scheme aims to make credit more affordable and accessible for women in Assam. With lower interest rates, women can take advantage of financial opportunities without worrying about excessive interest costs. This can be particularly beneficial for women who are starting or expanding their businesses, pursuing higher education, or investing in assets such as homes or land.

Affordability and Financial Empowerment

The Scheme plays a crucial role in promoting financial empowerment among women. By providing affordable credit options, the scheme enables women to have greater control over their financial decisions and pursue their goals with confidence. Financial empowerment is essential for women to break free from traditional gender roles and achieve economic independence. With access to affordable credit, women can invest in their education, start their own businesses, or contribute to their family’s income. This not only benefits individual women but also has a positive impact on the overall development of the state.

Flexible Repayment Options

The scheme also offers flexible repayment options to ensure easy management of loans. Women borrowers can choose the repayment schedule that suits their financial situation, making it easier for them to repay the loan without facing undue financial stress. Flexible repayment options provide women with the freedom to plan their finances and allocate resources effectively. This feature of the Scheme encourages responsible borrowing and ensures that women can repay their loans without compromising their financial stability.

Support for Entrepreneurship

Entrepreneurship is a key driver of economic growth and job creation. The Scheme recognizes the potential of women entrepreneurs and provides support to encourage their entrepreneurial endeavors. Under the scheme, women who wish to start their own businesses can access loans at subsidized interest rates. This financial support enables them to invest in their business ideas, purchase equipment, hire employees, and expand their operations. By promoting women entrepreneurship, the scheme contributes to the overall economic development of Assam.

Key Guidelines 

The key guidelines are as follows:- 

• The scheme is applicable only to couples who have a valid marriage certificate.
• Only one member of the couple can avail of the scheme’s benefits.
• The financial assistance provided under the scheme is non-refundable.
• The beneficiary must utilize the amount for productive purposes.
• Any misuse of the funds will lead to legal action.
• The scheme is open to all communities and religions.
• The scheme aims to promote gender equality and financial independence.
• Beneficiaries are encouraged to provide feedback and suggestions for improvement.
• The scheme reserves the right to modify or terminate the benefits at any time.
• The scheme operates in accordance with the laws and regulations of the Government of Assam.

Important Instructions 

Some important instructions issued for applicants are as follows:- 

• Applicants must ensure that all the required documents are submitted along with the application form.
• The marriage certificate must be issued by a recognized authority.
• Any false information provided will lead to disqualification from the scheme.
• Beneficiaries must maintain the confidentiality of their bank account details.
• Applicants should keep a copy of the submitted application form for future reference.
• Incomplete or incorrect applications will be rejected.
• Applicants are advised to regularly check the official website for updates and notifications.
• Any change in marital status must be immediately reported to the scheme authorities.
• The decision of the selection committee is final and binding.
• Beneficiaries are encouraged to spread awareness about the scheme among eligible couples.

Tips & Tricks

Some tips and tricks are as follows:-

• Read the scheme guidelines carefully before applying.
• Ensure all necessary documents are in order and readily available.
• Submit the application well before the deadline to avoid any last-minute issues.
• Double-check the application form for any errors or omissions.
• Keep track of any updates or notifications regarding the scheme.
• Seek assistance from the scheme authorities or helpline if needed.
• Utilize the financial assistance wisely for long-term benefits.
• Share your success stories and experiences with the scheme to inspire others.
• Encourage eligible couples in your community to apply for the scheme.
• Be proactive in providing feedback and suggestions for the improvement of the scheme.

General Points to Remember

Some general points to remember are as follows:-

• The Assam Arundhati Swarna Yojana is a government initiative to empower newly married couples.
• The scheme aims to provide financial assistance and promote financial inclusion.
• Applicants must fulfill the eligibility criteria and submit the required documents.
• The scheme operates under the supervision of the Department of Social Welfare.
• Beneficiaries must utilize the financial assistance for productive purposes.
• Applicants should stay updated with the official website for any announcements or changes.
• Seek assistance from the scheme authorities if any issues or queries arise.
• Spread awareness about the scheme to eligible couples in your community.
• Utilize the financial assistance wisely for a secure and stable future.
• Provide feedback and suggestions for the improvement of the scheme.

Benefits of Assam Arundhati Swarna Yojana 2024

The benefits of this scheme are as follows:-

• Subsidized gold loan: The scheme offers a subsidized interest on gold loans taken by the beneficiaries, making it affordable and accessible to a large number of people.
• Financial empowerment of women: The scheme aims to empower women by providing them with financial assistance to fulfill their dreams and aspirations.
• Easy loan repayment: The beneficiaries are provided with flexible loan repayment options, ensuring that they can easily repay the loan without any undue financial burden.
• Encouragement of entrepreneurship: This scheme encourages women to start their own businesses by providing them with the necessary financial support.
• Reduced dependence on moneylenders: By providing affordable gold loans, the scheme helps in reducing the dependence of women on unscrupulous moneylenders.
• Boost to rural economy: The scheme aims to uplift the rural economy by providing financial assistance to women in rural areas, allowing them to contribute to the economic growth of the region.
• Skill development training: Along with financial support, the scheme also offers skill development training to women, enabling them to enhance their skills and become self-reliant.
• Promotion of financial inclusion: The scheme promotes financial inclusion by providing gold loans to women from all sections of the society, including those who have limited access to formal banking services.
• Encouragement of savings: By providing gold loans, the scheme encourages women to save their money in the form of gold, promoting a culture of savings and financial security.
• Empowerment of marginalized communities: The scheme actively focuses on reaching out to women from marginalized communities and providing them with the necessary financial assistance and support.

Features Of Assam Arundhati Swarna Yojana 2024

The features of this scheme are as follows:-

• Subsidized interest rate on gold loans.
• Loan amount of up to Rs. 2 lakh.
• Flexible repayment options.
• No income criteria for eligibility.
• Gold ornaments of minimum 24-carat purity accepted as collateral.
• Skill development training and counseling sessions for beneficiaries.
• Online application process for easy accessibility.
• Preference given to widows and divorced women.
• No limit on the number of times a person can avail the scheme.
• In case of default, gold ornaments are auctioned only after due process and proper notice to the borrower.

Assam Arundhati Swarna Yojana Eligibility Criteria 

The applicants will need to follow the below-mentioned points to apply online for this scheme:-

• The applicant must be a permanent resident of Assam.
• Only women are eligible to apply for the scheme.
• There is no income criteria for eligibility.
• The age of the applicant must be above 18 years.
• The gold ornaments offered as collateral must have a minimum purity of 24 carats.
• Preference is given to widows and divorced women.
• The applicant should not have any current or pending gold loan with any financial institution.
• The applicant should not have defaulted on any loans in the past.
• The applicant must have a valid Aadhaar card and bank account.
• The applicant should not have been convicted in any criminal case.

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:-

• Aadhar Card
• Residence Certificate
• Income Certificate 
• Educational Certificates 
• Bank Account Details 
• Latest Passport Size Photos 
• Mobile No
• Email ID 

Assam Arundhati Swarna Yojana Apply Online 2024

The applicants will need to follow the below-mentioned points to apply online:- 

• Visit the Official Website of the Revenue and Disaster Management Department.
• Look for the “Citizen” option in the menu bar on the home page.
• Click on the “Citizen” option and a drop-down list will appear.
• Select the “Apply Online” option from the drop-down list.

• Choose your preferred language for filling out the form.
• The application form will appear on the screen.
• Fill in the required details, such as the family’s annual income, applicant’s name, groom’s name, father’s name, Aadhar card number, marriage registration date, and other requested information.
• Enter the captcha code displayed on the screen.
• Take a print out of the filled application form.
• Click the “Submit” option to complete the process.

Tracking Application Status

To track the status of your application, follow these steps:-

• Visit the official website of the Revenue and Disaster Management Department.
• Look for the “Citizen” option in the menu bar on the home page.
• Click on the “Citizen” option and a drop-down list will appear.
• Select the “Track Status” option from the drop-down list.

• Enter your application number, mobile number, and the captcha code displayed on the screen.
• Click “Submit” to view the status of your application.

To Re-fix Document Verification Date

To re-fix the date of document verification, follow these steps:-

• Visit the official website of the Revenue and Disaster Management Department.
• Look for the “Citizen” option in the menu bar on the home page.
• Click on the “Citizen” option and a drop-down list will appear.
• Select the “Refix Document Verification Date” option from the drop-down list.

• Enter your application number, mobile number, and the captcha code displayed on the screen.
• Click the “Submit” option to re-fix the date for document verification.