Esic Covid 19 Relief Scheme 2024: Apply Online & Eligibility

Esic Covid 19 Relief Scheme Apply Online & Application Form | Esic Covid 19 Relief Scheme Check Beneficiary Category & Last Date | Esic Covid 19 Relief Scheme Check Benefits & Features | Esic Covid 19 Relief Scheme Check Selection & Implementation Procedure | Esic Covid 19 Relief Scheme Check Eligibility & All Details | 

The ESIC COVID-19 Relief Scheme was introduced to deliver families and individuals impacted by the ongoing pandemic much-needed support. The program seeks to protect the welfare of those affected by the crisis and lessen financial burdens. The program aims to lessen the burden and guarantee access to healthcare services by giving cash benefits for job loss, medical support for treatment and hospitalization, and assistance with transportation and quarantine facilities.

This article will provide all types of information about the Esic Covid 19 Relief Scheme 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. We will also share the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Esic Covid 19 Relief Scheme          

The authorities’ dedication to offering essential aid and support to individuals impacted by the pandemic is demonstrated by the ESIC COVID-19 Relief Scheme. Entitled individuals can receive benefits and deal with these difficult times more resiliently by adhering to the rules and instructions. In order to ensure people’s well-being and assist them through these trying times, the scheme is essential.

World wide, the Covid-19 pandemic has had a profound effect on people and families. The ESIC COVID-19 Relief Scheme was launched by the Employees’ State Insurance Corporation (ESIC) in India to offer financial assistance and medical support to individuals impacted by the virus. This scheme aims to make sure to that people have access to healthcare services during these difficult times while also lessening their personal burden.

Highlights of Esic Covid 19 Relief Scheme 2024

The highlights of this scheme are as follows:- 

Objectives of Esic Covid 19 Relief Scheme 2024

The primary objective of the ESIC COVID-19 Relief Scheme is to extend support to individuals and families who have been adversely affected by the pandemic. The scheme aims to:-

• Provide financial assistance to those who have lost their jobs or faced a reduction in income due to the pandemic.
• Ensure access to medical facilities and healthcare services for affected individuals.
• Offer relief to families who have lost their primary breadwinners.
• Support vulnerable sections of society, including daily wage earners and those in the informal sector.

The scheme recognizes the need for a comprehensive approach to address the multifaceted challenges posed by the pandemic and strives to provide relief to those in need.

Beneficiary Category 

The ESIC COVID-19 Relief Scheme covers various categories of beneficiaries, including:-

• Registered insured persons under the Employees’ State Insurance Corporation (ESIC) who have lost their jobs or faced a reduction in income.
• Dependents of insured persons who have unfortunately passed away due to COVID-19.
• Employees who were not covered under the ESIC but have been impacted by the pandemic.

These categories ensure that a wide range of individuals and families affected by the pandemic are eligible for support under the scheme.

Application Enrollment Last Dates

The application and enrollment process for the ESIC COVID-19 Relief Scheme is straightforward. Eligible individuals can apply online through the official website of the ESIC or through designated offline centers. The last dates for application and enrollment vary and are announced periodically.

Selection Procedure 

The selection procedure for the scheme involves a thorough assessment of the applications received. The ESIC authorities review the applications and verify the eligibility of the applicants based on the specified criteria. The selection is done fairly and transparently to ensure that assistance reaches those who need it the most.

Implementation Procedure 

Once the selection process is complete, the implementation of the scheme begins. The ESIC works in collaboration with relevant authorities and agencies to disburse financial assistance and provide necessary medical support to the beneficiaries. The implementation procedure is designed to ensure timely and efficient delivery of benefits.

Supervision Body 

The ESIC COVID-19 Relief Scheme is supervised by a dedicated body comprising experts and officials from the ESIC. This body is responsible for overseeing the smooth functioning of the scheme, addressing any grievances or concerns, and ensuring that the benefits reach the intended beneficiaries.

Recognition of Merit

The Scheme acknowledges and rewards individuals who have shown exceptional merit in their academic pursuits. Scholarships and financial assistance are provided to deserving students who have excelled in their studies despite the challenges posed by the pandemic. This recognition not only boosts the morale of the students but also encourages them to strive for excellence in their education.

Reduced Financial Burden

The financial impact of the COVID-19 pandemic has been significant for many families. The Scheme aims to alleviate this burden by providing financial assistance to those in need. This assistance can be in the form of grants, scholarships, or loans with favorable terms. By reducing the financial strain, individuals can focus on their education and career goals without worrying about the financial implications.

Opportunity for Higher Education

Access to higher education is crucial for personal growth and career advancement. The Scheme recognizes this and provides opportunities for individuals to pursue higher education. Scholarships and grants are offered to students who wish to enroll in undergraduate or postgraduate programs. This not only enables individuals to acquire knowledge and skills but also enhances their career prospects.

Enhanced Career Prospects

The Scheme aims to empower individuals with the necessary resources and support to enhance their career prospects. This can include vocational training programs, skill development initiatives, and career counseling services. By equipping individuals with the skills and knowledge required in today’s competitive job market, the scheme opens doors to better employment opportunities and career growth.

Encouragement for Excellence

Recognizing and encouraging excellence is a key aspect of the Scheme. In addition to financial support, the scheme provides recognition and incentives for individuals who have excelled in their chosen fields. This can be in the form of awards, mentorship programs, or opportunities to showcase their talents. By nurturing and promoting excellence, the scheme motivates individuals to reach their full potential and contribute to society.

Access to Resources

The Scheme recognizes the importance of access to resources for educational and career development. Through partnerships with educational institutions, libraries, and online platforms, the scheme provides individuals with access to a wide range of resources. This includes study materials, research databases, online courses, and career guidance materials. By ensuring access to these resources, the scheme empowers individuals to enhance their knowledge and skills.

Financial Aid for Job Loss

One of the significant aspects of the Scheme is the provision of cash benefits for individuals who have lost their jobs due to the pandemic. This financial aid aims to alleviate the financial burden faced by those who have been rendered unemployed as a result of the crisis.

Medical Support for Treatment and Hospitalization

The Scheme also extends medical support to individuals who require treatment and hospitalization due to COVID-19. This ensures that those affected by the virus can access the necessary healthcare services without incurring a significant financial burden.

Extended Coverage: Testing and Telemedicine

Testing is a crucial component in containing the spread of COVID-19. The Scheme provides extended coverage for COVID-19 testing, ensuring that individuals can get tested without any financial constraints. Additionally, the scheme also includes telemedicine services, allowing individuals to consult healthcare professionals remotely, reducing the risk of exposure.

Medical Supplies and Equipment Support

The Scheme recognizes the importance of adequate medical supplies and equipment in combating the virus. It provides support for the procurement of essential medical supplies and equipment, ensuring that healthcare facilities have the necessary resources to provide quality care to those in need.

Quarantine Facilities for Insured and Family

For individuals who need to undergo quarantine due to COVID-19, the Scheme offers access to designated quarantine facilities. This ensures that insured individuals and their families have a safe and suitable place to isolate and recover.

Disability and Death Assistance

In unfortunate cases where individuals become disabled or succumb to the virus, the Scheme provides disability and death assistance. This support aims to provide financial aid to the affected individuals or their families, helping them cope with the challenges they face.

Transport Reimbursement for COVID-19 Patients

Transportation can be a significant concern for COVID-19 patients, especially when accessing medical facilities. The Scheme offers transport reimbursement for individuals requiring medical assistance, ensuring that they can access the necessary healthcare services without worrying about the associated costs.

Continuous Support and Monitoring by ESIC

The Scheme goes beyond providing one-time financial aid and healthcare access. It ensures continuous support and monitoring by the ESIC, ensuring that those affected by COVID-19 receive the necessary assistance throughout their recovery process. This support helps ease the burden faced by individuals and ensures that they have access to ongoing healthcare services.

Eases Burden and Ensures Healthcare Access

The Scheme plays a crucial role in easing the burden faced by individuals and families impacted by COVID-19. By providing financial aid, healthcare access, and continuous support, the scheme ensures that those affected can focus on their recovery without worrying about the associated financial and healthcare challenges. This initiative by the ESIC serves as a lifeline for many during these challenging times.

Registered ESIC Worker under the 1948 Act

To be eligible for the Scheme, an individual must be a registered ESIC worker under the 1948 Act. The ESIC Act was enacted to provide social security and health insurance benefits to employees and their dependents. It covers various aspects, including medical care, maternity benefits, and disability benefits.

Minimum Contribution Period Required

ESIC workers must have contributed to the scheme for a minimum period to avail of the benefits under the Covid-19 Relief Scheme. The specific duration varies depending on the benefit being sought. It is essential for workers to fulfill this requirement to access the scheme’s benefits.

Covid-19 Impact on Worker or Dependents

The Covid-19 pandemic has had a significant impact on workers and their dependents. The Scheme recognizes this impact and provides support to those affected. Whether it is medical care for Covid-19 treatment or financial assistance due to loss of employment, the scheme aims to alleviate the burden faced by ESIC workers and their dependents during these challenging times.

Medical Certification or Documentation

For certain benefits under the Scheme, medical certification or documentation may be required. This ensures that the benefits are provided to those who genuinely need them. It is important for ESIC workers and their dependents to provide the necessary documentation to avail themselves of the scheme’s benefits.

Specific Criteria for Certain Benefits

The Scheme has specific criteria for certain benefits. For example, to avail of medical care benefits, the worker or dependent must be diagnosed with Covid-19. Similarly, for financial assistance benefits, proof of loss of employment or income may be required. Understanding these criteria is crucial for ESIC workers to access the benefits they are entitled to.

Temporary Relaxed Rules During Pandemic

In light of the Covid-19 pandemic, the ESIC has implemented temporary relaxed rules to facilitate easier access to benefits for ESIC workers and their dependents. These relaxed rules take into account the difficulties faced by individuals during these challenging times and aim to provide timely support.

Continuous Employment for Some Benefits

For certain benefits under the Scheme, continuous employment may be required. This means that workers must have been employed for a specific duration to be eligible for those benefits. It is important for ESIC workers to understand these requirements and ensure they fulfill them to access the scheme’s benefits.

Duration and Renewal of the Scheme

The ESIC COVID-19 Relief Scheme was initially introduced as a temporary measure to provide immediate relief to those in need during the pandemic. The duration of the scheme is subject to the prevailing circumstances and may be extended or renewed as deemed necessary by the authorities. The renewal of the scheme depends on several factors, including the severity of the pandemic, the economic impact on employees, and the availability of funds. The ESIC closely monitors the situation and evaluates the need for continuing or modifying the scheme to address the evolving challenges.

Award and Other Conditions

The Scheme provides financial relief to eligible employees who have been impacted by the pandemic. The award amount is determined based on various factors, including the severity of the impact and the employee’s specific circumstances.

Employees who wish to avail of the benefits under this scheme need to fulfill certain conditions set by the ESIC. These conditions may include providing relevant documentation, such as medical certificates or proof of loss of income due to the pandemic. It is crucial for employees to carefully review the eligibility criteria and conditions specified by the ESIC to ensure they meet all the necessary requirements. Failure to comply with these conditions may result in the rejection of the application for financial relief.

Mode of Disbursal of the Scheme

The Scheme follows a specific mode of disbursal to ensure efficient and transparent distribution of funds. The exact mode of disbursal may vary depending on the ESIC’s guidelines and the prevailing circumstances. Typically, the financial assistance provided under the scheme is directly deposited into the bank accounts of eligible employees. This method ensures a secure and convenient transfer of funds, minimizing the need for physical interactions and paperwork.

Employees should ensure that their bank account details, such as account number and IFSC code, are correctly provided to the ESIC to avoid any delays or complications in receiving the financial relief.

Common Provisions for All Components of the Scheme

The Scheme encompasses various components aimed at addressing different aspects of the pandemic’s impact on employees. While each component may have specific provisions, there are common guidelines and principles that apply to all components of the scheme. These common provisions include maintaining transparency in the application process, ensuring fair and equitable distribution of funds, and timely communication of updates and decisions related to the scheme.

Employees should familiarize themselves with these common provisions to have a comprehensive understanding of their rights and responsibilities under the Scheme.

Warning Signs of Scheme Scams

Some warning signs of this scheme are as follows:-

• Unsolicited calls or messages: Be cautious of unsolicited calls or messages offering financial assistance under the Scheme. Legitimate schemes will not reach out to individuals without their prior request or application.
• Upfront payment requests: Beware of schemes that require upfront payments or processing fees in exchange for access to the relief funds. Legitimate schemes do not ask for any payment before providing assistance.
• Lack of official documentation: Genuine schemes will always provide official documentation, such as application forms, receipts, and confirmation letters. If a scheme fails to provide proper documentation, it may be a red flag.
• Pressure tactics: Be wary of schemes that use high-pressure tactics to push you into making immediate decisions. Legitimate schemes will provide you with sufficient time to review and understand the terms and conditions.

Success Stories and Beneficiaries

The Scheme has been successful in providing much-needed financial aid to numerous individuals and families affected by the pandemic. Many beneficiaries have shared their stories of how the scheme has helped them overcome financial challenges and maintain a decent standard of living. One such success story is that of Mr. Sharma, a daily wage worker who lost his job due to the pandemic. With the assistance provided by the Scheme, he was able to meet his basic needs and support his family during these difficult times.

Another beneficiary, Ms. Patel, a small business owner, was able to keep her business afloat with the financial aid received through the scheme. This support allowed her to retain her employees and continue serving her customers.

Challenges and Obstacles

While the Scheme has been instrumental in providing relief, it has also faced its fair share of challenges and obstacles. One of the main challenges is the identification and verification of genuine beneficiaries. Due to the large number of applications, it can be time-consuming to ensure that only deserving individuals receive the financial aid. Another obstacle is reaching underrepresented groups, such as migrant workers and those in remote areas. Efforts are being made to improve outreach and ensure that these marginalized communities have access to the scheme.

Educational Disparities and Scheme Retention Requirements

One of the key focus areas of the Scheme is addressing educational disparities caused by the pandemic. The scheme aims to provide financial assistance to students who have been unable to continue their education due to financial constraints. In addition to providing immediate relief, the scheme also focuses on retention requirements. Beneficiaries are encouraged to continue their education and fulfill certain criteria to retain eligibility for future assistance. This approach ensures that the scheme has a long-term impact on the lives of the beneficiaries.

Paying It Forward: Contribution and Financial Aid Alternatives

As individuals and communities benefit from the Scheme, it is important to consider paying it forward. Contributions can be made to support the scheme and help more people in need. This can be done through donations or volunteering to assist with the scheme’s operations. Furthermore, there are other financial aid alternatives available for individuals who may not be eligible for the ESIC scheme. Exploring options such as scholarships, grants, and other government assistance programs can provide additional support during these challenging times.

Trends and Innovations

The Scheme continues to evolve and adapt to the changing needs of the affected individuals and communities. There are ongoing efforts to streamline the application process, enhance transparency, and improve the overall effectiveness of the scheme. Furthermore, technological advancements are being leveraged to ensure efficient distribution of financial aid and to prevent fraudulent activities. The use of digital platforms and secure verification methods are being explored to make the scheme more accessible and secure.

ESIC COVID-19 Relief Scheme: Claim Submission Process

The ESIC COVID-19 Relief Scheme is a government initiative to provide financial assistance to workers who have been affected by the COVID-19 pandemic. If you or your family member has contracted COVID-19 or unfortunately passed away due to the virus, you may be eligible to claim benefits under this scheme. In this article, we will guide you through the claim submission process for the ESIC COVID-19 Relief Scheme.

Step 1: Obtain Required Documents

To submit a claim under the ESIC COVID-19 Relief Scheme, you will need to gather the following documents:-

• Covid-19 positive report (original)
• Death certificate (original)
• Aadhar card

Make sure to keep the original copies of these documents as they will be required for verification purposes.

Step 2: Fill Out Form CRS-I

Once you have the necessary documents, you will need to fill out Form CRS-I. This form is available on the official website of the Employees’ State Insurance Corporation (ESIC). The form can be downloaded in PDF format. Ensure that you fill out all the required fields accurately and provide all the necessary details. Double-check the form for any errors or omissions before submitting it.

Step 3: Submitting the Claim

After completing Form CRS-I, you can submit your claim along with the required documents. There are two ways to submit your claim:-

• Online Submission: Visit the official website of the ESIC and navigate to the claim submission portal. Follow the instructions provided and upload the scanned copies of the required documents. Make sure the documents are clear and legible.
• Offline Submission: If you prefer to submit your claim offline, you can visit the nearest ESIC branch office. Carry the original documents along with photocopies. Submit the photocopies along with the filled-out Form CRS-I to the designated officer.

Ensure that you obtain an acknowledgment receipt for your claim submission. This will serve as proof of submission and can be used for future reference.

Step 4: Verification and Processing

Once your claim is submitted, the ESIC will initiate the verification process. They will review the submitted documents and cross-check the information provided. This process may take some time, so it is important to be patient. During the verification process, the ESIC may contact you for additional information or clarification. Make sure to respond promptly and provide any requested documents or details.

Step 5: Disbursement of Benefits

If your claim is approved, the ESIC will disburse the benefits to the eligible beneficiaries. The amount and duration of the benefits will be determined based on the guidelines of the ESIC COVID-19 Relief Scheme. It is important to note that the ESIC may reject a claim if the provided information is found to be false or if the eligibility criteria are not met. In such cases, you will be notified of the rejection and the reasons behind it.

Key Guidelines 

The key guidelines are as follows:- 

• Applicants must provide accurate and complete information in their applications.
• Proof of loss of income or employment must be submitted along with the application.
• Dependents of insured persons must provide the necessary documents to establish their relationship with the deceased.
• Applicants should regularly check the official website for updates and announcements related to the scheme.
• Any false information or misrepresentation of facts may lead to the rejection of the application.
• Beneficiaries must utilize the financial assistance received for the intended purposes only.
• Any changes in the status of the beneficiaries, such as employment or income, should be promptly reported to the ESIC.
• Applicants are encouraged to seek assistance or clarification from designated helpline numbers or support centers.
• The scheme operates within the framework of applicable laws and regulations.
• Any disputes or grievances can be raised through the designated channels provided by the ESIC.

Important Instructions 

Some important instructions issued for applicants are as follows:- 

• Read the eligibility criteria and guidelines carefully before submitting the application.
• Ensure that all required documents are attached and submitted along with the application.
• Keep a copy of the submitted application and supporting documents for future reference.
• Follow the instructions provided for online applications, including the use of valid email addresses and contact information.
• Check the status of the application regularly through the designated online portal or helpline numbers.
• Do not share personal or sensitive information with unauthorized individuals or entities.
• Report any fraudulent activities or attempts to the appropriate authorities.
• Adhere to the timelines and deadlines specified for various stages of the scheme.
• Cooperate with the ESIC authorities during the verification and selection process.
• Keep track of any updates or changes in the scheme through official communication channels.

Tips & Tricks

Some tips and tricks are as follows:-

• Double-check all information provided in the application to ensure accuracy.
• Submit the application well before the deadline to avoid any last-minute technical or logistical issues.
• Seek assistance from professionals or experts if needed to complete the application accurately.
• Maintain a record of all communication and correspondence related to the scheme.
• Stay informed about the latest developments and updates regarding the scheme through reliable sources.
• Share information about the scheme with eligible individuals who may benefit from it.
• Follow the ESIC’s official social media channels for timely updates and announcements.
• Participate in awareness campaigns or workshops organized by the ESIC to learn more about the scheme.
• Keep all necessary documents and proofs readily available for quick submission, if required.
• Stay positive and patient throughout the application and selection process.

General Points to Remember

Some general points to remember are as follows:-

• The scheme aims to provide support and relief to individuals and families affected by the pandemic.
• It covers various categories of beneficiaries, including insured persons, dependents, and impacted employees.
• The application and enrollment process can be done online or offline, with specified last dates for submission.
• The selection and implementation procedures ensure fair and efficient distribution of benefits.
• The scheme is supervised by a dedicated body to ensure proper functioning and address any concerns.
• Follow the guidelines, instructions, and tips provided to enhance the application process.
• Stay updated with the latest announcements and changes through official communication channels.
• Report any fraudulent activities or attempts to the appropriate authorities.
• Cooperate with the ESIC authorities during the verification and selection process.
• Stay positive and hopeful during these challenging times, knowing that support is available.

Benefits of Esic Covid 19 Relief Scheme 2024

The benefits of this scheme are as follows:-

• Financial assistance to injured workers and their dependents affected by Covid-19.
• Cash benefits for the loss of employment due to the pandemic.
• Medical benefits for treatment and hospitalization related to Covid-19.
• Extended coverage for COVID-19 testing and telemedicine services.
• Support for the purchase of medicines and medical equipment required for Covid-19 treatment.
• Provision of quarantine facilities for insured persons and their family members.
• Assistance in case of disability or death due to Covid-19.
• Reimbursement of expenses incurred for transportation of Covid-19 patients.
• Continuous support by the ESIC through regular monitoring and follow-up.
• Eases financial burden and ensures access to healthcare during the pandemic.

Features Of Esic Covid 19 Relief Scheme 2024

The features of this scheme are as follows:-

• Specifically designed to address the challenges posed by the Covid-19 pandemic.
• Caters to insured workers and their dependents under the Employees’ State Insurance Corporation (ESIC).
• Offers a range of benefits covering medical, financial, and healthcare services related to Covid-19.
• Aims to provide timely support and relief to those who have been adversely affected by the pandemic.
• Wide coverage across various industries and sectors, ensuring a broad reach for those in need.
• Collaborative efforts with healthcare institutions and service providers for effective implementation.
• Utilizes technology-enabled solutions for streamlined access and communication.
• Prompt settlement of claims to ensure quick financial assistance.
• Regular updates and information dissemination regarding the scheme’s benefits and procedures.
• Simplified application process to facilitate easy enrollment and availment of benefits.

Esic Covid 19 Relief Scheme Eligibility Criteria 

The applicants will need to follow the below-mentioned points to apply online for this scheme:-

• Must be a registered insured worker under the Employees’ State Insurance Act, 1948.
• Should have contributed to the ESIC for a specified minimum period.
• The worker or their dependents must have been affected by Covid-19, either through illness, loss of employment, or other related circumstances.
• Medical certification or documentation establishing the connection with Covid-19 may be required.
• Certain benefits may have specific eligibility criteria based on the type and severity of Covid-19 impact.
• Temporary relaxation of eligibility rules during the pandemic period to accommodate more workers in need.
• Continuous employment with an ESIC-insured establishment may be necessary for availing certain benefits.

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:-

• Aadhar Card
• Residence Certificate
• Income Certificate 
• Educational Certificates 
• Bank Account Details 
• Latest Passport Size Photos 
• Mobile No
• Email ID 

Esic Covid 19 Relief Scheme Apply Online 2024

The applicants will need to follow the below-mentioned points to apply online:- 

• Visit your Nearest ESIC Branch Office.
• Collect the application form (CRS-I) from the office.
• Fill out the form completely with all required information.
• Attach the necessary documents as per the scheme guidelines.
• Submit the completed form with attached documents at the ESIC branch office.