Karnataka Gig Workers Insurance Scheme 2024: Apply & Eligibility

Karnataka Gig Workers Insurance Scheme Apply Online & Application Form | Karnataka Gig Workers Insurance Scheme Check Amount & Last Date | Karnataka Gig Workers Insurance Scheme Check Features & Benefits | Karnataka Gig Workers Insurance Scheme Check Eligibility & All Details | 

The Chief Minister and Finance Minister of Karnataka state have launched the Karnataka Gig Workers Insurance Scheme so that the government will be able to provide life and accident insurance to the delivery boys working for different brands. This scheme will cover an amount of Rs. 4 Lakhs out of which Rs. 2 lakhs will be allowed for Life Insurance. 

Through this article, we will provide you with all types of information about the Karnataka Gig Workers Insurance Scheme 2024 like purpose, Eligibility Criteria, Benefits, Features, important documents, etc. Apart from this, we will share with you the process to apply online for this scheme. To get complete information about this scheme, read this article till the end.

Karnataka Gig Workers Insurance Scheme 

On 7th July 2023, Karnataka Gig Workers Insurance Scheme was launched so that the delivery boys will be able to avail the benefits of life insurance as well as accident insurance coverage being provided to them. One can apply online before the last date. As there are various delivery boys working in different brands such as Zomato, Amazon, Flipkart, Swiggy, etc. 

Both full-time and part-time delivery workers will be given access to life insurance coverage and accident coverage after getting an online registration offered under the Karnataka Gig Workers Insurance Scheme. An amount of Rs. 2 lakhs will be provided for life insurance coverage and accident coverage of Rs. 2 lakhs will be provided which means a total amount of Rs. 4 lakhs will be given to each worker. 

Karnataka Gig Workers Insurance Scheme: Apply & Eligibility

Highlights Of Karnataka Gig Workers Insurance Scheme 

The highlights of this scheme are as follows:- 

Name Of The SchemeKarnataka Gig Workers Insurance Scheme
Launched By State Government of Karnataka
Delegated Ministry Ministry of Electronics & Information Technology 
ObjectiveTo provide life insurance to the delivery boys
Benefit The delivery boys will be able to carry out jobs successfully
Applicable To Citizens of Karnataka
Beneficiary CategoryDelivery Workers
Delegated e-Commerce BrandsZomato, Amazon, Flipkart, Swiggy & Snapdeal 
Mode Of TransferDBT
Payment Mechanisme-payment mechanism
Form of BenefitProvision of Life & Accident Insurance
Amount of BenefitRs. 4 Lakhs
Hosting SiteNational Information Center (NIC)
Mode Of ApplicationOnline 
Last Date To Apply OnlineWill be updated soon
Official Website Will be updated soon

Objectives Of Karnataka Gig Workers Insurance Scheme 

The major objective of launching the Karnataka Gig Workers Insurance Scheme is to provide life insurance or accident coverage to the delivery boys who are daily delivering our goods and products safely to our home locations whenever we are opting for such services. It is the delivery workers working for different and competitive brands who are delivering our products on time. 

Another objective of launching the Karnataka Gig Workers Insurance Scheme is to offer an amount of Rs. 4 Lakhs in the form of Life or Accident Insurance to the delivery boys or workers so that if they meet such circumstances in their life then they have such financial support in their life by which they will be able to tackle such situations without suffering from death issues. 

Karnataka Gig Workers Insurance Scheme Beneficiary Category 

It is only on the basis of the beneficiary category that the applicants will be able to avail the benefits of this scheme. The benefit of this scheme will be awarded or provided to the residents of Karnataka state who are part-time or full-time delivery boys or workers delivering the products or services of Zomato, Amazon, Flipkart, Swiggy, etc.

Karnataka Gig Workers Insurance Scheme Amount 

The rate of insurance amount provided to the delivery boys is as follows:- 

Insurance Type Amount (Per Year) 
Life Insurance Rs. 2 Lakhs 
Accident Insurance Rs. 2 Lakhs 
Total Amount Rs. 4 Lakhs 

Delegated e-Commerce Brands 

The list of delegated e-Commerce brands is as follows:- 

  • Zomato
  • Amazon
  • Flipkart
  • Swiggy
  • Snapdeal 

Karnataka Gig Workers Insurance Scheme Last Date 

Workers can apply for this scheme by submitting an online registration form. The specific last date for form submission has not been announced yet. Once the selection body releases the final date, we will provide an update on this article. It is advised to patiently await the release of the last date for registration.

Financial Security for Delivery Boys

Providing life insurance to delivery boys offers several advantages. Firstly, it ensures financial security for them and their families in case of any unfortunate event. Life insurance provides a lump sum amount to the nominee, which can be used to cover expenses such as education, healthcare, and daily living costs. This helps to alleviate the financial burden and provides peace of mind to the delivery boys.

Motivation & Retention

Offering life insurance as a benefit to delivery boys can also serve as a motivation and retention tool. Knowing that they are covered by insurance can boost their morale and job satisfaction. It shows that their employer cares about their well-being and values their contribution. This can lead to increased loyalty and commitment, ultimately reducing turnover rates and ensuring a stable workforce.

Contribution to National Growth

Providing life insurance to delivery boys not only benefits them individually but also contributes to the growth of the nation. Safeguarding the financial stability of delivery boys and their families helps to create a sense of security and stability in the workforce. This, in turn, leads to a more productive and efficient delivery service, which is crucial for the growth of e-commerce. 

Income Replacement

In case of severe injuries or disabilities that prevent delivery boys from working, accident or life insurance schemes can provide income replacement benefits. This ensures that they continue to receive a portion of their regular income, helping them meet their financial obligations and maintain their standard of living. This will act as an income replacement factor. 

Recognition of Their Contribution

Delivery boys play a crucial role in the economy by ensuring the smooth functioning of the delivery and logistics sector. Introducing life insurance schemes for them can be a way for the Congress party to recognize their contribution and provide them with tangible benefits. That can be the main reason why the Congress party has introduced such a scheme in their manifesto. 

Addressing Risks & Vulnerabilities

Delivery boys often face risks and vulnerabilities in their line of work, such as accidents, injuries, or even loss of life. By introducing life insurance schemes, the Congress party may aim to address these risks and vulnerabilities, ensuring that delivery boys and their families are financially protected in case of any unfortunate events.

Benefits Of Karnataka Gig Workers Insurance Scheme

The benefits of this scheme are as follows:- 

  • With the help of this scheme, the government will be able to make some contribution to the growth of the nation. 
  • This will create a sense of security among the delivery boys. 
  • Delivery boys will be able to become financially dependent in case they have seen any such circumstances having adverse effects on their lives. 
  • This will ensure the smooth functioning of the delivery sector. 
  • One can apply online before the last date for getting timely registration. 
  • Delivery boys will be able to reach the locations safely. 

Features Of Karnataka Gig Workers Insurance Scheme

The features of this scheme are as follows:- 

  • The State Government of Karnataka has launched the Karnataka Gig Workers Insurance Scheme.
  • This scheme was introduced by the CM and Finance Minister of Karnataka state on 7th July 2023.
  • This scheme will be provided to the residents of Karnataka state only.
  • An amount of Rs. 4 Lakhs will be provided to the delivery boys in the form of insurance coverage.
  • Rs. 2 Lakhs will be allotted for life insurance and Rs. 2 Lakhs will be allotted for Accident Insurance. 
  • For getting more information, one can visit the official website. 

Karnataka Gig Workers Insurance Scheme Eligibility Criteria 

The applicants will need to attain the below-mentioned eligibility criteria to apply online for this scheme:- 

  • The applicant must be a resident of Karnataka state.
  • He or she must be a delivery boy or worker (full-time or part-time) delivering the products of Zomato, Amazon, Flipkart, Swiggy, etc.

Important Documents 

Some of the important documents required to apply online for this scheme are as follows:- 

  • Applicant’s Aadhar Card
  • Domicile Certificate
  • Death Certificate (If Applicable)
  • Doctor Prescription (In case of Accident)
  • E-Commerce Company ID
  • Bank Account Details
  • Passport Size Photograph                                      
  • Mobile Number
  • Email ID

Karnataka Gig Workers Insurance Scheme Apply Online 

As this scheme has been recently launched no such information has been released with the help of various social networking sites regarding the application procedure to apply online for the Karnataka Gig Workers Insurance Scheme nor the official website has been launched. Whenever the application procedure will be launched, we will update you through this article.

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